Funeral plans arranged through Reassured are available to people aged over 50.
As someone at this age, you can spread the cost of your funeral plan up to 25 years and pay as little as £20.38 a month.
However, the cost will really depend on the plan you choose, as they vary in price according to the level of service provided.
The more expensive plans offer the maximum level of service and the most flexibility.
The more affordable plans offer a basic level of service and less flexibility.
Reassured can help you arrange a funeral plan that suits your needs, and your budget.
Funeral plans for over 50s, purchased through Reassured, offer the following key benefits:
Guarantee to cover your funeral services, no matter how much prices rise
Funeral costs have increased rapidly over the last 16 years (+130%).
It’s likely that this rising trend will continue, and if so, the average cost of a basic funeral in just 4 years will exceed £5,000.
Unlike savings or a life insurance policy, a funeral plan arranged through Reassured allows you to lock-in your funeral costs at today’s rate.
This is because the services included in your plan are guaranteed, no matter how much prices rise in the future.
Guarantee to cover third-party fees
Third-party services are separate to services provided by a funeral director and are required to carry out a traditional funeral.
- A doctor to certify the death (on average £164)
- Minister of celebrant to hold the service (on average £169)
- The cremation or burial itself (on average £860 for cremation or £2,288 for burial)
Most funeral plans will only offer a contribution towards these costs, or no contribution at all.
Meaning, your loved ones would have to make up the shortfall when the time comes.
At Reassured, we can help you arrange a funeral plan that covers all third-party fees for either cremation or burial**.
Guarantee to cover funeral costs after 12 months
Funeral plans arranged through Reassured offer several different payment options that you can choose from.
These vary with each provider, but you can either pay in full or spread the cost up to 25 years.
Funeral plans arranged through Reassured guarantee to cover your funeral costs after 12 months, if:
- You pay by monthly instalments up to 25 years
- You pass away after the first 12 monthly payments
- All previous payments are up to date
Whilst payment options are similar or the same for most funeral plan providers, not all providers will offer this additional benefit.
Usually, if you pass away before the funeral plan is paid, loved ones would have to pay the outstanding balance for the service to go ahead.
But by taking out a funeral plan with us, and spreading the cost with an instalment plan, you’ll feel confident that your funeral wishes will still be carried out and at no extra cost to loved ones.
Bearing in mind, paying for your plan over more than 12 months incurs instalment charges.
Reassured are registered with the Financial Conduct Authority (FCA).
The FCA's goal is to ensure that customers, of the businesses it regulates within the financial services industry, receive a fair service, and are adequately protected.
Reassured are regulated by the FCA, meaning that when using our broker service you'll receive only fair, correct and impartial information.
Though funeral plans themselves are not an FCA regulated product, naturally we uphold the FCAs values when handling and processing all our funeral plan enquiries.
Furthermore, all funeral plans arranged through Reassured are fully approved and regulated by the Funeral Planning Authority (FPA).