Should you choose a prepaid funeral plan to protect your…
Funeral plans for under 50-year-olds are available through Reassured from as little as £19.11* per month.
It’s important at any age to think about making financial provisions for the future.
In fact, this is the ideal time whilst funeral plans are allowing you to lock-in today’s funeral prices.
Potentially saving your loved ones thousands of pounds when the time eventually comes.
All funeral plans arranged through Reassured guarantee to cover your key funeral services, are approved by the Funeral Planning Authority (FPA) and offer flexible payment options.
Find your perfect plan by using our award-winning, fee-free comparison service today.
Continue reading to learn more about the cost, features and benefits of under 50 funeral plans…
A funeral plan allows you to pay a fixed sum in advance for your key funeral services.
It protects loved ones from unexpected costs and ensures there’s no confusion over your final wishes.
You can choose a plan that covers the services you want, and the price is locked-in at today’s rate.
A funeral plan under 50 is simply a standard funeral plan that’s available to customers aged under 50.
As well as freeing up funds for later in life, there are many benefits to securing a funeral plan sooner rather than later. Some of these include:
Funeral plans arranged through Reassured cover the key services for either a cremation or burial funeral.
Standard services covered in a plan include:
Each plan will also provide a level of cover for third-party fees. Third-party fees include:
Get in touch with our award-winning team today to compare funeral plans and lock-in your costs.
Funeral plans arranged through Reassured offer a number of flexible payment options.
You can choose to pay in full (one single payment) or spread the cost in monthly instalments.
Paying in full or by monthly instalments over less than 12 months won’t incur any additional charges.
Paying by monthly instalments for more than 12 months will incur additional instalment charges and payments must end by a certain birthday, such as your 80th.
If you choose to pay by monthly instalments for more than 12 months but pass away before your plan has been paid in full, then your loved ones won’t need to pay the remaining balance.
Your funeral services will still be carried out as agreed in your plan.
Learn more about this additional benefit by contacting our dedicated funeral plan team.
Yes, it’s safe to purchase a funeral plan under 50 as long as it’s approved by the Funeral Planning Authority (FPA).
The FPA regulate funeral plan providers in the UK and help to protect funeral plan customers and their money.
Your payments are held securely in a life insurance policy or an independent trust fund until they’re needed to cover the cost of your funeral.
Therefore, in the unlikely circumstance that the plan provider went out of business, you’ll still receive the funeral you paid for.
All funeral plans arranged through Reassured are approved by the FPA.
Yes, you can make changes to a funeral plan purchased through Reassured.
Whether that’s updating your contact details, upgrading or downgrading a plan or amending your special requests, this can be done free of charge.
If you decide to cancel your plan within 30 days of the start date, you can receive a full refund.
If you cancel your plan at any point after the first 30 days, then there’s a £250 cancellation fee.
However, any money you’ve paid towards the plan will be refunded.
Reassured can compare funeral plans from award-winning provider, the Co-op.
Their four set plans have been rated 5 stars from Fairer Finance, the only plans on the market to receive this rating.
Secure your Co-op funeral plan today from as little as £19.11 a month through Reassured.
Life insurance protection tends to be the more popular option for people in their 20s, 30s and 40s.
Unlike a funeral plan, life insurance is designed to cover various financial commitments in your life as well as costs that may arise when you pass away.
A pay out from a life insurance policy could cover:
Before turning 50 is the best time to take out life insurance, especially if you’re in good health, as you can benefit from the cheapest premiums.
There are different types of life insurance to suit different needs.
Term-based life insurance provides cover for a set period of time (usually up to a maximum 40 years) and pays out if you pass away whilst cover is in place.
This is a popular option for people under 50 who have a young family and/or a mortgage to protect. Term-based cover is usually the most affordable.
Whole of life insurance provides cover for the whole of your life and guarantees a pay out when you pass away.
This option may only be suitable if you’re in your late 40s, as you would be paying premiums for the rest of your life or until you pass away.
Whether life insurance is a better option for you will depend on your individual circumstances and what you want to protect.
If your budget allows, you could take out a funeral plan and a life insurance policy simultaneously to serve different purposes - as life insurance won’t freeze today’s funeral prices.
To learn more, contact our award-winning team and we’ll provide all the information you need to make an informed decision.
Before reaching your 50s, it may seem too early to think about planning your funeral.
However, planning ahead today could safeguard your family in the worst-case scenario if anything were to happen to you.
With a funeral plan you’ll also have peace of mind that rising funeral costs won’t be a worry for your loved ones in the future.
Why not seize the opportunity today and secure your plan through our FCA-regulated service?
We're able to provide all the information you need, answer any questions and help you set up the plan.
Contact our award-winning team today completely free of charge.
*£19.11 per month pricing includes a £75 discount only available to Co-operative members and is based on a 50-year-old purchasing a Co-operative Simple Funeral Plan at £3,020 over the maximum term available of 25 years (total amount repayable £5,733.40) as of 1st March 2021
 SunLife (2021), Cost of Dying Report, sunlife.co.uk/costofdying2021
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At Reassured, we will provide you with quotes from Co-op Funeral Care.
All of the funeral plans we provide are fully regulated by the Funeral Planning Authority (FPA) ensuring you and your money are protected.
Yes very pleased with my choice very helpful easy to understand and very pleasant transaction all good!Mrs M Rushworth
Very professional and reassuring. Life insurance sorted in about 10 minutes.Stephen Davies
very courteous and friendly. Polite professional and empathic.Stedroy Fenton
Another happy customer I am. They are very professional and kind. Fully communicative. I recommend.Piotr Stepien
Really attentive during the call, good clear guidance throughout. Well done.Michael Reynolds
Amazing service quick fast and easy and Joey was a star on the phone really help me thanks.Sera Woolley
I made the right choice and now I feel relieved that I did.glyn
Really genuine kind and compassionate team with great knowledge and friendly approach highly recommend them!Katelia Merritt
I must say Jake took me through every step and was brilliant, recommend them anytime.Allan Green
Very happy and everything explained well, so glad a took the time to take the call, normally I would say I'm busy. But compared to other company's we save so much more money.Jenny Berry