Compare under 50 funeral plans

Funeral plans for under 50-year-olds are available through Reassured from as little as £19.11* per month.

It’s important at any age to think about making financial provisions for the future.

In fact, this is the ideal time whilst funeral plans are allowing you to lock-in today’s funeral prices.

Potentially saving your loved ones thousands of pounds when the time eventually comes.

All funeral plans arranged through Reassured guarantee to cover your key funeral services, are approved by the Funeral Planning Authority (FPA) and offer flexible payment options.

Find your perfect plan by using our award-winning, fee-free comparison service today.

Continue reading to learn more about the cost, features and benefits of under 50 funeral plans…

What is a funeral plan under 50?

A funeral plan allows you to pay a fixed sum in advance for your key funeral services.

It protects loved ones from unexpected costs and ensures there’s no confusion over your final wishes.

You can choose a plan that covers the services you want, and the price is locked-in at today’s rate.

A funeral plan under 50 is simply a standard funeral plan that’s available to customers aged under 50.

What age can you start a funeral plan?

Some funeral plan providers, such as Golden Leaves and Dignity, will only accept customers who’re over 50.

However, Reassured can help you arrange a funeral plan that guarantees acceptance to anyone over 18.

Get in touch with our friendly team to compare your free, personalised quotes.

Why buy a funeral plan under 50?

As well as freeing up funds for later in life, there are many benefits to securing a funeral plan sooner rather than later. Some of these include:

Peace of mind

Peace of mind knowing that your funeral costs are covered ahead of time, that your family will be protected from the inevitable financial burden, and that your final wishes will be fulfilled.

Choose from flexible payment options

Someone under 50 can spread the cost up to the maximum payment term for low monthly payments. Or you can pay in full for immediate cover, it’s your choice.

Lock-in today’s rate and avoid spiralling funeral costs

Funerals are becoming more expensive every year as prices continue to soar faster than inflation (+128% since 2004)[1].

However, a funeral plan guarantees your funeral services at today’s prices, no matter when you may need them in the future.

Plan the funeral your way

Make all the decisions for your final farewell and help reduce stress for loved ones when the time comes.

They can focus on supporting each other during a difficult time, rather than worry about what you would have wanted.

Why buy a funeral plan under 50 through Reassured?

  • Guaranteed acceptance for UK residents aged 18+ (no medical questions)
  • We provide quick, personalised quotes for a range of plans - saving you time and hassle
  • All plans are approved by the Funeral Planning Authority (FPA)
  • We’re rated ‘Excellent’ on Trustpilot with over 50,000+ customer reviews
  • We compare quotes but don’t charge you a fee for our award-winning service
Cost of funerals infographic

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Avoid rising funeral costs. Protect loved ones. Buy a funeral plan today.

This calculator uses data from the SunLife Cost of Dying Report 2021 and should only be used as a guide.

What does a funeral plan cover?

Funeral plans arranged through Reassured cover the key services for either a cremation or burial funeral.

Standard services covered in a plan include:

  • Transportation, care and preparation of the deceased
  • All the necessary funeral arrangements
  • Professional support and guidance
  • Family viewing at the chapel of rest
  • A funeral service at the crematorium or place of worship
  • A hearse or alternative vehicle
  • A coffin
  • Full personalisation with special requests and final wishes
  • Free bereavement assistance

Each plan will also provide a level of cover for third-party fees. Third-party fees include:

  • Minister fees
  • Doctor fees
  • Cremation or burial fees

Get in touch with our award-winning team today to compare funeral plans and lock-in your costs.

How much does a funeral plan cost?

Funeral plans arranged through Reassured start from £3,020 or from just £19.11 a month.

All funeral plans vary in price and level of service, which is why it’s important to compare monthly funeral plans.

Get in touch with our award-winning broker service to get started.

Flexible payment options

Funeral plans arranged through Reassured offer a number of flexible payment options.

You can choose to pay in full (one single payment) or spread the cost in monthly instalments.

Paying in full or by monthly instalments over less than 12 months won’t incur any additional charges.

Paying by monthly instalments for more than 12 months will incur additional instalment charges and payments must end by a certain birthday, such as your 80th.

If you choose to pay by monthly instalments for more than 12 months but pass away before your plan has been paid in full, then your loved ones won’t need to pay the remaining balance. 

Your funeral services will still be carried out as agreed in your plan.

Learn more about this additional benefit by contacting our dedicated funeral plan team.

Are funeral plans under 50 safe?

Yes, it’s safe to purchase a funeral plan under 50 as long as it’s approved by the Funeral Planning Authority (FPA).

The FPA regulate funeral plan providers in the UK and help to protect funeral plan customers and their money.

Your payments are held securely in a life insurance policy or an independent trust fund until they’re needed to cover the cost of your funeral.

Therefore, in the unlikely circumstance that the plan provider went out of business, you’ll still receive the funeral you paid for.

All funeral plans arranged through Reassured are approved by the FPA.

Can you make changes to a funeral plan?

Yes, you can make changes to a funeral plan purchased through Reassured.

Whether that’s updating your contact details, upgrading or downgrading a plan or amending your special requests, this can be done free of charge.

If you decide to cancel your plan within 30 days of the start date, you can receive a full refund.

If you cancel your plan at any point after the first 30 days, then there’s a £250 cancellation fee.

However, any money you’ve paid towards the plan will be refunded.

Co-op funeral plans under 50

Reassured can compare funeral plans from award-winning provider, the Co-op.

Co-op funeral plans are considered some of the best on the market, (see top 10 funeral plans).

Their four set plans have been rated 5 stars from Fairer Finance, the only plans on the market to receive this rating.

Secure your Co-op funeral plan today from as little as £19.11 a month through Reassured.

Funeral plans under 50 vs life insurance under 50

Life insurance protection tends to be the more popular option for people in their 20s, 30s and 40s.

Unlike a funeral plan, life insurance is designed to cover various financial commitments in your life as well as costs that may arise when you pass away.

A pay out from a life insurance policy could cover:

  • Funeral expenses
  • Mortgage or rent
  • Childcare costs
  • Daily living costs

Before turning 50 is the best time to take out life insurance, especially if you’re in good health, as you can benefit from the cheapest premiums.

There are different types of life insurance to suit different needs.

Term-based life insurance provides cover for a set period of time (usually up to a maximum 40 years) and pays out if you pass away whilst cover is in place.

This is a popular option for people under 50 who have a young family and/or a mortgage to protect. Term-based cover is usually the most affordable.

Whole of life insurance provides cover for the whole of your life and guarantees a pay out when you pass away.

This option may only be suitable if you’re in your late 40s, as you would be paying premiums for the rest of your life or until you pass away.

Whether life insurance is a better option for you will depend on your individual circumstances and what you want to protect.

If your budget allows, you could take out a funeral plan and a life insurance policy simultaneously to serve different purposes - as life insurance won’t freeze today’s funeral prices.

To learn more, contact our award-winning team and we’ll provide all the information you need to make an informed decision.

Compare funeral plans under 50

Before reaching your 50s, it may seem too early to think about planning your funeral.

However, planning ahead today could safeguard your family in the worst-case scenario if anything were to happen to you.

With a funeral plan you’ll also have peace of mind that rising funeral costs won’t be a worry for your loved ones in the future.

Why not seize the opportunity today and secure your plan through our award-winning service?

We're able to provide all the information you need, answer any questions and help you set up the plan.

Contact our award-winning team today completely free of charge.

Sources:

*£19.11 per month pricing includes a £75 discount only available to Co-operative members and is based on a 50-year-old purchasing a Co-operative Simple Funeral Plan at £3,020 over the maximum term available of 25 years (total amount repayable £5,733.40) as of 1st March 2021

[1] SunLife (2021), Cost of Dying Report, sunlife.co.uk/costofdying2021

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Our Providers

At Reassured, we will provide you with quotes from Co-op Funeral Care.

All of the funeral plans we provide are fully regulated by the Funeral Planning Authority (FPA) ensuring you and your money are protected.

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