Compare under 50 funeral plans

Funeral plans for under 50-year-olds are available through Reassured from as little as £20.38* per month.

It’s important at any age to think about making financial provisions for the future.

In fact, this is the ideal time whilst funeral plans are allowing you to lock-in today’s funeral costs.

Potentially saving your loved ones £1,000's in the future.

All funeral plans arranged through Reassured are fully guaranteed, approved by the Funeral Planning Authority (FPA) and offer flexible payment options.

Find your perfect funeral plan if you’re under 50 using our award-winning broker service today.

We don’t charge you a fee!

Why buy a funeral plan under 50?

The earlier you take out a funeral plan, the more money you can potentially save your loved ones in the future.

Why? Because funeral costs are rising year on year above the rate of inflation and a funeral plan is a great way to freeze today’s price.

This benefit may not be around forever so it may be sensible to grasp this opportunity whilst you can.

Cost of funerals infographic UK

Benefits of funeral plans under 50 are as follows:

  • Lock-in today's rate, avoid spiralling costs
  • Spread the cost now or pay upfront, so that when it comes to retirement, you won’t have to worry about this additional expense
  • You’ll have access to the most flexible payment options
  • You can take the time to compare funeral plan prices and identify which plans offer best value for money
  • A funeral plan allows you to arrange your own funeral, a selfless act that removes a huge burden from your loved ones
  • Paying and planning your funeral in advance ensures that loved ones aren’t able to overspend when the time comes
  • Many years of peace of mind knowing your funeral is covered and your family are protected

How much does a funeral cost in your area?

Calculate the average cost of a funeral by year and where you live. Select from the options below.

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Average funeral cost

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Avoid rising funeral costs. Protect loved ones. Buy a funeral plan today.

This calculator uses data from the SunLife Cost of Dying Report 2020 and should only be used as a guide.

Funeral plans under 50 cost

Funeral plans arranged through Reassured start from as little as £20.38 per month or £3,220 upfront.

All funeral plans vary in price and service, which is why it’s important to compare monthly plans.

Get in touch with our award-winning broker service to get started.

Funeral plans under 50 with Reassured

At Reassured, our funeral plan options are the same for all customers aged under or over 50.

This means that you have access to all the same benefits as someone over 50.

Benefits of taking out a funeral plan through Reassured:

  • Our funeral plans are fully guaranteed, which means that unlike many funeral plans, essential third-party fees are covered and prices are fixed at today’s rate
  • Funeral Planning Authority (FPA) approved funeral plans
  • Flexible short and long term payment options
  • Your funeral costs are covered, even if you pass away before paying your plan in full

What age can you start a funeral plan?

Many funeral plan providers only accept customers who are 50 or over, such as Dignity or Golden Leaves.

But funeral plans arranged through Reassured offer guarantee acceptance to UK residents from the age of 18.

As discussed, there are many benefits from arranging a funeral plan sooner rather than later in life, so get in touch for your free quotes.

Freeze rising funeral costs, (+130% in 16 years)

Since records began in 2004, funeral costs have risen +130%, with no sign of slowing down[1].

Therefore, people in their 30s or 40s have the opportunity to avoid many years of rising funeral costs.

Even in the next five years, funeral costs are forecast to increase by 20%.

As touched upon earlier, taking out a funeral plan today allows you to freeze today’s price.

You’ll be able to establish immediate cover so that no matter what happens, the protection is in place for loved ones for many years to come (funerals are expensive as it is!)

Plus, you’ll be saving your loved ones potentially thousands in the future – an honourable legacy to leave behind.

Fully guaranteed funeral plans for under 50

Fully guaranteed funeral plans, such as those arranged through Reassured, will cover all your funeral services including essential third-party fees.

Not only that, but all your funeral costs including third party fees will be fixed, no matter how much prices rise in the future.

Which means that your funeral could take place in 20, 30 or even 50 years time, and your loved ones won’t have anything else to pay towards the services included in your plan.

Contact Reassured today to arrange your fully guaranteed funeral plan.

What’s included in a funeral plan?

A funeral plan buys you all the services required for a funeral to go ahead.

Services may vary according to the price, however, usually, they are as follows:

  • Transportation, care and preparation of the deceased
  • Assistance with funeral arrangements
  • Support and guidance for loved ones by the funeral director
  • Use of the chapel of rest
  • A funeral service
  • Limousines for the funeral procession
  • A hearse
  • A coffin

Fully guaranteed funeral plan, such as those arranged through Reassured, will also cover all third-party fees. These are:

  • Minister fees
  • Doctor fees
  • Cremation or burial fees

Get in touch with our award-winning team today to compare funeral plans and lock-in your costs.

Flexible payment options

Funeral plans arranged through Reassured offer the following payment options:

  • One lump sum payment upfront
  • 6 or 12 monthly payments
  • Monthly instalment plan over 2 – 25 years (plus interest)

As someone under 50, you’ll have access to the most flexible funeral plan payment options.

This is because you can make the most spreading the cost up to a maximum of 25 years.

And whilst the instalment plan incurs charges, you’ll benefit from the cheapest monthly cost.

For example, a 48-year-old spreading the cost over 25 years will pay just £20.38 per month.

As mentioned, by spreading the cost of your funeral as early as possible, you won’t have to worry about this expense during retirement when funds may be more limited.

Benefits of paying by instalments

Paying by instalments over 2 - 25 years allows you to spread the cost of your funeral plan so it’s more affordable.

But not only that, if you choose to pay by instalments and pass away after the first 12 months, but before your plan has been paid in full, your funeral will still be covered.

This means that all the services agreed in your plan will still be carried out, with no more for your loved ones to pay.

Many other funeral plans won’t offer this additional protection.

Contact our award-winning team to secure your funeral plan and guarantee your peace of mind.

Plan your own funeral in advance

It may seem premature to think about planning your funeral now, but this is just another benefit of having a funeral plan in place.

A funeral plan allows you to set a budget and plan the ceremony your way without the pressure of time.

You’ll be able to record your final wishes with the funeral director and settle all the arrangements.

This selfless act ensures that when the time comes, a difficult burden has been removed from your loved ones.

You’ll also have peace of mind that your loved ones won’t place any further financial pressure on themselves to arrange the perfect day.

Of course, as you get older the way you may wish your funeral to be carried out may change and you may decide you need to upgrade your services.

That’s not a problem, funeral plans arranged through Reassured can be upgraded free of charge.

Support for loved ones

A funeral plan can provide support for your loved ones during a time of grief.

Funeral plans available through Reassured include family support and assistance provided by the funeral director, as well as professional bereavement support and services, when the time comes.

This means that with a funeral plan, your loved ones can get the emotional support they need as well as financial aid.

FPA approved funeral plans (keeping your money safe)

All funeral plans available through Reassured are approved by the Funeral Planning Authority (FPA).

Essentially, the FPA ensure that regulated providers have measures in place to ensure the financial protection of funeral plan customers.

So when buying a funeral plan through us, you’ll have peace of mind that your money is safe.

Reassured is also regulated by the Financial Conduct Authority (FCA), which means that our broker service must abide by their strict code of practice at all times.

We provide a standard of service as set by the FCA to ensure that you receive only fair, correct and impartial information.

Contact Reassured today and one of our highly trained team members will be able to help with your enquiry.

Co-op funeral plans under 50

Reassured compare funeral plans from award-winning provider, the Co-op.

Funeral plans from Co-op are considered some of the best on the market, (see top 10 funeral plans).

Co-op funeral plans start from as little as £20.38 per month through Reassured, so get in touch today.

The life insurance solution

Life insurance provides financial protection for your loved ones in the form of a cash lump sum, which can be used to pay for your funeral.

The pay out could also be used to ease other financial pressures your family may be faced with if you were no longer around, for example, mortgage repayments, daily living costs and/or childcare.

Before turning 50 may be the best time to take out life insurance, especially if you’re in good health, as you could benefit from low-cost premiums.

There are various types of life insurance suited to different needs.

Term-based life insurance provides cover for a set period of time, usually 20 – 40 years.

This is a popular option for many in their 30s or 40s who have young children and/or a mortgage.

Whole of life insurance provides cover for the whole of life until you pass away (or up until a certain age).

As a pay out is guaranteed, whole of life cover is a little more expensive and premiums are paid for a longer amount of time – which makes this option more suitable for someone over 40.

Life insurance can be arranged through Reassured from just 20p-a-day.

Contact our award-winning team to compare quotes and secure affordable cover.

Compare funeral plans under 50

As mentioned, funeral plans purchased through Reassured guarantee acceptance to anyone aged 18 or over.

And the younger you take out a funeral plan, the more money you can save your loved ones in the future.

Seize the opportunity to freeze rising funeral costs today by securing your funeral plan through Reassured.

We're able to provide all the information you need and can answer any questions to help you find the perfect plan.

Contact our FCA registered broker service today completely free of charge.


*£20.38 per month includes a £75 discount only available to Co-op members, based on a 50-year-old purchasing a Simple Funeral Plan at £3,220 after discount with 25 years payment term (total amount payable £6,115.40)

If paying by monthly instalments and pass away after the first 12 months from the start of the plan

[1] SunLife (2020), Cost of Dying Report,

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At Reassured, we will provide you with quotes from Co-op funeral care.

All of the funeral plans we provide are fully regulated by the Funeral Planning Authority (FPA) ensuring you and your money are protected.

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