Compare under 50 funeral plans

Funeral plans for under 50-year-olds are available through Reassured from as little as £19.11* per month.

It’s important at any age to think about making financial provisions for the future.

In fact, this is the ideal time whilst funeral plans are allowing you to lock-in today’s funeral costs.

Potentially saving your loved ones £1,000's in the future.

All funeral plans arranged through Reassured guarantee to cover your essential funeral services are approved by the Funeral Planning Authority (FPA) and offer flexible payment options.

Find your perfect funeral plan if you’re under 50 using our award-winning broker service today.

We don’t charge you a fee!

Why buy a funeral plan under 50?

The earlier you take out a funeral plan, the more money you can potentially save your loved ones in the future.

Why? Because funeral costs are rising year on year above the rate of inflation and a funeral plan is a great way to freeze today’s price.

This benefit may not be around forever so it may be sensible to grasp this opportunity whilst you can.

Cost of funerals infographic

Benefits of funeral plans under 50 are as follows:

  • Lock-in today's rate, avoid spiralling costs
  • Spread the cost now or pay upfront, so that when it comes to retirement, you won’t have to worry about this additional expense
  • You’ll have access to the most flexible payment options
  • You can take the time to compare funeral plan prices and identify which plans offer best value for money
  • A funeral plan allows you to arrange your own funeral, a selfless act that removes a huge burden from your loved ones
  • Paying and planning your funeral in advance ensures that loved ones aren’t able to overspend when the time comes
  • Many years of peace of mind knowing your funeral is covered and your family are protected

How much does a funeral cost in your area?

Calculate the average cost of a funeral by year and where you live. Select from the options below.

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Average funeral cost

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Avoid rising funeral costs. Protect loved ones. Buy a funeral plan today.

This calculator uses data from the SunLife Cost of Dying Report 2020 and should only be used as a guide.

Funeral plans under 50 cost

Funeral plans arranged through Reassured start from as little as £19.11 per month or £3,020 upfront.

All funeral plans vary in price and service, which is why it’s important to compare monthly plans.

Get in touch with our award-winning broker service to get started.

Funeral plans under 50 with Reassured

At Reassured, we can arrange funeral plans that are available to anyone aged over 18.

Benefits of taking out a funeral plan through Reassured:

  • All our funeral plans include essential funeral director services
  • Funeral services are guaranteed and frozen at today’s prices
  • All plans are Funeral Planning Authority (FPA) approved
  • Flexible short-term and long-term payment options
  • Your funeral costs are covered after 12 months if you pass away before paying your plan in full

What age can you start a funeral plan?

Some funeral plan providers, such as Golden Leaves, only accept customers who are aged 50 or over.

However, Reassured are able to arrange funeral plans that guarantee acceptance to UK residents aged over 18.

As discussed, there are many benefits from arranging a funeral plan sooner rather than later in life, so get in touch for your free quotes.

Freeze rising funeral costs, (+128% in 16 years)

Research carried out since 2004 has shown that funeral costs have risen +128% and will continue to rise in the years to come[1].

Therefore, people in their 30s or 40s have the opportunity to avoid many years of rising funeral costs.

Even in the next five years, funeral costs are forecast to increase by 20%.

As touched upon earlier, taking out a funeral plan today allows you to freeze today’s price.

You’ll be able to establish immediate cover so that no matter what happens, the protection is in place for loved ones for many years to come (funerals are expensive as it is!)

Plus, you’ll be saving your loved ones potentially thousands of pounds in the future - an honourable legacy to leave behind.

What’s included in a funeral plan?

A funeral plan includes all the services required for a funeral to go ahead.

Services vary according to the price, however, usually, they are as follows:

  • Transportation, care and preparation of the deceased
  • Assistance with funeral arrangements
  • Support and guidance for loved ones by the funeral director
  • Use of the chapel of rest
  • A funeral service
  • Limousines for the funeral procession
  • A hearse
  • A coffin

Some funeral plans will also cover some or all third-party fees. Third-party fees include:

  • Minister fees
  • Doctor fees
  • Cremation or burial fees

Get in touch with our award-winning team today to compare funeral plans and lock-in your costs.

Flexible payment options

Funeral plans arranged through Reassured offer a number of flexible
payment options, allowing you to either pay in full or spread the cost.

Payment options vary between providers, but tend to include the following:

  • One lump sum payment
  • 12 monthly payments (fee-free)
  • Monthly instalment plan up to 25 years (charges apply)

As someone under 50, you’ll have access to the most flexible funeral plan payment options.

This is because, as you will not be impacted by any upper age limit set by the plan provider, you can spread the cost up to a maximum of 25 years.

And, whilst instalment charges apply, by spreading the plan over the longest term you can benefit from the lowest monthly cost.

For example, a 48-year-old spreading the cost over 25 years will pay just £19.11* per month.

As mentioned, by spreading the cost of your funeral as early as possible, you won’t have to worry about this expense during retirement when funds may be more limited.

Benefits of paying by instalments

Paying by instalments up to 25 years allows you to spread the cost of your funeral plan so it’s more affordable.

But not only that, if you choose to pay by instalments and pass away after the first 12 months, but before your plan has been paid in full, your funeral will still be covered.

This means that all the services agreed in your plan will still be carried out, with no more for your loved ones to pay.

Many other funeral plans won’t offer this additional protection.

Contact our award-winning team to secure your funeral plan and guarantee your peace of mind.

Plan your own funeral in advance

It may seem premature to think about planning your funeral now, but this is just another benefit of having a funeral plan in place.

A funeral plan allows you to set a budget and plan the ceremony your way without the pressure of time.

You’ll be able to record your final wishes with the funeral director and settle all the arrangements.

This selfless act ensures that when the time comes, a difficult burden has been removed from your loved ones.

You’ll also have peace of mind that your loved ones won’t place any further financial pressure on themselves to arrange the perfect day.

Of course, as you get older the way you may wish your funeral to be carried out may change and you may decide you need to upgrade your services.

That’s not a problem, funeral plans arranged through Reassured can be upgraded free of charge.

Support for loved ones

A funeral plan can provide support for your loved ones during a time of grief.

Funeral plans available through Reassured include family support and assistance provided by the funeral director, as well as professional bereavement support and services, when the time comes.

This means that with a funeral plan, your loved ones can get the emotional support they need as well as financial aid.

FPA approved funeral plans (keeping your money safe)

All funeral plans available through Reassured are approved by the Funeral Planning Authority (FPA).

Essentially, the FPA ensure that regulated providers have measures in place to ensure the financial protection of funeral plan customers.

So when buying a funeral plan through us, you’ll have peace of mind that your money is safe.

Reassured is also regulated by the Financial Conduct Authority (FCA), which means that our broker service must abide by their strict code of practice at all times.

We provide a standard of service as set by the FCA to ensure that you receive only fair, correct and impartial information.

Contact Reassured today and one of our highly trained team members will be able to help with your enquiry.

Co-op funeral plans under 50

Reassured can compare funeral plans from award-winning provider, the Co-op.

Funeral plans from Co-op are considered some of the best on the market, (see top 10 funeral plans).

Co-op funeral plans start from as little as £19.11 per month through Reassured, so get in touch today.

The life insurance solution

Life insurance provides financial protection for your loved ones in the form of a cash lump sum, which can be used to pay for your funeral.

The pay out could also be used to ease other financial pressures your family may be faced with if you were no longer around, for example, mortgage repayments, daily living costs and/or childcare.

Before turning 50 may be the best time to take out life insurance, especially if you’re in good health, as you could benefit from low-cost premiums.

There are various types of life insurance suited to different needs.

Term-based life insurance provides cover for a set period of time, usually 20 – 40 years.

This is a popular option for many in their 30s or 40s who have young children and/or a mortgage.

Whole of life insurance provides cover for the whole of life until you pass away (or up until a certain age).

As a pay out is guaranteed, whole of life cover is a little more expensive and premiums are paid for a longer amount of time – which makes this option more suitable for someone over 40.

Life insurance can be arranged through Reassured from just 20p-a-day.

Contact our award-winning team to compare quotes and secure affordable cover.

Compare funeral plans under 50

As mentioned, those over 18 can purchase a funeral plan through Reassured and there is no maximum age limit.

Though, the younger you take out a funeral plan, the more money you can save your loved ones in the future and more options will be available to you to pay for the plan.

Seize the opportunity to freeze rising funeral costs today by securing your funeral plan through Reassured.

We're able to provide all the information you need and can answer any questions to help you find the perfect plan.

Contact our FCA regulated broker service today completely free of charge.


*£19.11 per month pricing includes a £75 discount only available to Co-operative members and is based on a 50-year-old purchasing a Co-operative Simple Funeral Plan at £3,020 over the maximum term available of 25 years (total amount repayable £5,733.40) as of 1st March 2021

If paying by monthly instalments and pass away after the first 12 months from the start of the plan

+The £100 discount offer applies to all Dignity Funeral Plans purchased through Reassured between 10th March and 11th May 2021. For example, a Diamond plan purchased by lump sum will be discounted from £4,195 to £4,095, or from £349.58 to £341.25 if you choose to pay over 12 months. Instalment payments over a period greater than 12 months will also be discounted

[1] SunLife (2021), Cost of Dying Report,

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Our Providers

At Reassured, we will provide you with quotes from Co-op Funeral Care, Dignity Funeral Services and Simplicity Cremations.

All of the funeral plans we provide are fully regulated by the Funeral Planning Authority (FPA) ensuring you and your money are protected.

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