The services covered as standard in each Rest Assured plan include:
- Collection and care of the deceased (24/7 collection within 25 miles, and £1 per mile thereafter)
- Visit to the chapel of rest
- Coffin with name plate
- Transport of the deceased to crematorium
- Hearse
- Pallbearers (x4)
- Funeral procession
- Service at crematorium or cemetery
- Communication with the funeral director
- Family support
- 24/hr bereavement helpline
The plan you choose will determine what’s covered overall, and how much this will cost.
Plan prices are correct as of 15th July 2021 and subject to change by the provider at any time www.restassuredplans.co.uk
Elm Plan
The Elm plan is their most basic plan and covers a simple traditional funeral service for either cremation or burial.
Funeral director’s fees and services are included in the cost, but third-party disbursement fees are not.
Third-party fees are cremation or burial fees, doctors’ fees and minister or celebrant fees.
If you chose this plan, your loved ones would need to pay this additional expense when the time comes.
Oak Plan
The Oak plan covers everything the Elm plan does, but for an additional £900 the Oak plan includes a level of coverage for third-party fees.
Cedar Plan
The Cedar plan is a mid-level plan and includes one limousine for family.
It also provides a level of coverage for third-party fees.
Mahogany Plan
The Mahogany plan is their most comprehensive plan and includes two limousines for family.
It also provides a level of coverage for third-party fees.
What are third-party fees?
Third-party fees, also known a disbursement fees, are separate costs that need to paid in addition to funeral director fees when planning a funeral.
They include:
- Cremation or burial fees
- Minister or celebrant fees
- Doctors’ fees
Third-party fees make up a significant proportion of the total funeral cost.
Therefore, when making the selfless decision to pay for your send-off in advance, you may want to ensure that there’s a level of cover for these included in the plan you choose.
The Oak, Cedar and Mahogany plans include an allowance of £1,100 towards third-party fees if you opt for a funeral director that they don’t work with.
If you allow Rest Assured to nominate one of their funeral directors, then they’ll cover all third-party fees in full (excluding the cost of a burial plot).
Whilst the Elm plan is the most affordable, it doesn’t include any form of protection for third-party fees.
At Reassured, we can help you arrange a fully guaranteed funeral plan that locks-in today’s price for funeral director services and all third-party fees.
Get in touch with our award-winning team to discover your options and secure the best deal.