Simplicity funerals UK

Simplicity Cremations offer simple, low-cost cremation only funerals across mainland UK.

In this review, we look closely at the cost and features of their prepaid funeral plans.

Simplicity cremations insurer logo

Their plans allow you to pay in advance for your simple cremation funeral, locking-in today’s price.

Simplicity Cremations funeral plans are available to customers aged over 50 and there are three different plans to choose from.

Arrange a Simplicity Cremations funeral plan through Reassured from as little as £1,495 or £15.97* a month.

Get in touch for your free personalised quotes.

Continue reading to learn more about Simplicity Cremations prepaid funeral plans...

Please note:
As of 07/05/21 Reassured stopped selling Dignity funeral plans and Simplicity Cremations plans.

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What is a Simplicity funeral?

Simplicity Cremations provide an alternative low-budget funeral option for people who may not want a traditional funeral service, or where money is tight.

Their funeral plans include all the essential services for a simple cremation, but without some of the more costly elements that tend to be part of a traditional funeral.

A Simplicity funeral is suited to those who’d prefer to be laid to rest in a more quiet and simpler setting, but one that’s still personal to them.

Simplicity Cremations offer three different plans priced according to how many people you would like to attend the funeral.

If you wish loved ones to attend, then they’ll have the option to hold a service carried out by themselves at the crematorium.

A Simplicity funeral can be arranged anywhere in mainland UK, excluding Northern Ireland.

Continue reading as we break down the features of their prepaid funeral plans.

Did you know that funeral costs have risen 128% since 2004 (and continue to rise)?[1]

Funeral plans purchased through Reassured including those from Simplicity Cremations allow you to freeze rising funeral costs.

The services agreed in your plan are guaranteed which means that even as prices continue to rise, your funeral will still be carried out as per your wishes with no more for your family to pay.

Many people take out a funeral plan for this very reason, protecting loved ones from higher prices in the future, (potentially saving them £1,000s).

Simplicity funeral plans

Simplicity Cremations offer three different prepaid funeral plans that are priced according to the number of people you’d like to attend the funeral.

The Lily Plan - Prepaid Direct Cremation Plan The Magnolia Plan - Basic Funeral Plan The Orchid Plan - Simple Funeral Plan
£1,495 or from £15.97 a month £1,795 or from £19.17 a month £2,295 or from £24.52 a month
(Unattended) Direct cremation with no mourners and no funeral service (Intimate) Up to 12 mourners to attend committal at the crematorium and a short service (Attended) Full length service in the chapel organised by family, no limit on attendees

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All Simplicity plans include the following:

  • Collection, transportation and care of the deceased 24/7
  • A cremation at a Dignity owned crematorium
  • Simple wood-effect coffin
  • Return of ashes in a simple container
  • Professional guidance 24/7 over the phone
  • Plan moves with you if you move home, free of charge
  • Free bereavement support for loved ones
  • Assistance for loved ones to complete and sign the required paperwork
  • A plan holder and Funeral Executer pack provided within 14 days
  • ‘Your Wishes’ form for the plan holder to document instruction

Simplicity Cremations plans are flexible so that loved ones can add on items if they wish, although any extras would need to be paid for by them when the time comes.

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Simplicity - Lily funeral plan

The Lily plan is the most affordable Simplicity prepaid funeral plan, offering a fuss-free direct cremation without service.

This means the person who has died is transported directly to the mortuary and cared for there by a professional until the day of the cremation, (which is arranged at a time to suit the crematorium).

The ashes would then be returned to the family in a simple container, or they can be scattered in the Simplicity Garden of Remembrance.

Family members aren’t able to attend the cremation, however, this does give them the opportunity to arrange a separate, private gathering at another time and place if they wish to do so.

Simplicity - Magnolia funeral plan

The Magnolia plan includes a simple cremation funeral as described above, but up to 12 mourners can attend for a short, intimate farewell in the crematorium chapel.

Close family and friends can quietly pay their respects and play a piece of music in your memory if they wish.

Following the cremation, the ashes are returned to the family in a simple container, or they can be scattered in the Simplicity Garden of Remembrance.

Simplicity - Orchid funeral plan

The Orchid plan is the most comprehensive plan and includes the opportunity for family to have a full funeral service in the crematorium chapel.

Family can choose to pay for an officiant to hold the ceremony, or they can hold the ceremony themselves.

There’s no limit as to how many mourners attend the crematorium and the date and time is chosen by family.

Simplicity Cremations cost

The total cost of a Simplicity Cremations funeral plan would depend on the plan of choice and the payment terms.

You can spread the cost by paying in affordable monthly payments over 12 months, or by instalments over 2 - 10 years, or simply pay in full when you take out the plan.

Examples of how much the Lily plan will cost per month based on the payment terms:

  • 12 monthly payments of £124.58 per month (total payment £1,495)
  • 24 monthly payments of £65.88 per month (total payment £1,581.17)
  • 60 monthly payments of £28.54 per month (total payment £1,712.41)
  • 120 monthly payments of £15.97 per month (total payment £1,916.77)

Spreading the cost over more than 12 months will incur an additional fee and instalments must be complete by the plan holder’s 80th birthday.

Traditional funeral plan vs direct cremation plan

The table below compares the products and services that are typically included in a traditional funeral plan and a Simplicity cremation funeral plan.

The traditional funeral plan is for either a cremation or burial funeral.

Products or services included Traditional funeral plan Simple cremation funeral plan
Collection, transportation and care of the deceased
Help with funeral arrangements from a professional
Funeral service at church or crematorium chapel Select plans
Minister or celebrant to hold ceremony
Funeral procession
Visitation to chapel of rest
Coffin
Hearse
Pallbearers
Limousine Select plans only
Bereavement support for loved ones
Advice and support from a funeral planner


At Reassured, we can help you arrange a simple cremation funeral plan from Simplicity or a funeral plan that includes the traditional services.

Our choice of traditional funeral plans cost from as little as £19.11** a month for either cremation or burial.

Get in touch to compare free quotes.

What’s not included in a Simplicity Cremations funeral plan?

As mentioned, Simplicity funeral plans exclude many of the traditional funeral services.

  • Hearse
  • Limousines
  • Pallbearers
  • Funeral procession
  • Minister or celebrant services
  • Doctors’ fees
  • Visitation to chapel of rest


Much the same as other funeral plans, their plans also exclude the following:

  • Embalming
  • Memorial or headstone
  • Flowers or tributes
  • Repatriation from outside mainland Great Britain
  • Costs for removing artificial limbs

Who owns Simplicity Cremations?

Simplicity Cremations is owned by Dignity Funerals Ltd, one of the leading providers of funeral services in the UK.

Dignity funerals and Simplicity Cremations are only available to UK residents aged 50+.

A Simplicity funeral would take place at one of their 46 Dignity owned crematoria.

Find out if there is a crematorium near you.

Simplicity Cremations reviews

Simplicity Cremations had received 1,612 reviews on Feefo with an overall Customer Experience Rating of 4.7/5, (as of 09/03/21).

Simplicity Cremations has been awarded Best Direct Cremation Provider at the Good Funeral Awards 2018.

Is your money safe with Simplicity Cremations?

Simplicity funeral plans are approved by the Funeral Planning Authority (FPA), which means your money is in safe hands.

The FPA is a self-regulated body for registered funeral plan providers to ensure that they are delivering a high standard of service that protects the customer and their money.

The funds paid into a Simplicity funeral plan are held securely and managed by investment companies in a National Funeral Trust until you require them.

Also, Simplicity funeral plans are an arm of Dignity - a well-known and credible funeral provider - giving you peace of mind that the funeral you’ve paid for will be carried out whatever the circumstances.

Other products and services from Simplicity Cremations

Simplicity Cremations also offer funeral packages, not to be mistaken with their prepaid funeral plans.

The funeral packages offer unattended, intimate and attended direct cremations, to be paid for and arranged upon a loved ones passing.

This type of funeral can cost from just £995 and includes the bare minimum required for a direct cremation.

Simplicity Cremations also have a Share your funeral wishes service, much like other funeral plan providers.

This enables you to make your final wishes known to Simplicity Cremations and your family, without having to take out a funeral plan.

Whilst this alleviates some of the stress for your loved ones during a difficult time, it doesn’t reduce the financial impact of your passing.

Why take out a prepaid funeral plan?

There are many reasons why it may be sensible to take out a prepaid funeral plan today.

These include:

  1. Avoid rising funeral costs
  2. Protect loved ones financially
  3. Plan the funeral your way
  4. Protect savings and/or life insurance

Reassured can compare free quotes for FPA approved cremation plans with Simplicity and traditional funeral plans with Dignity, as well as other providers.

We’re an FCA regulated, award-winning broker that is dedicated to helping you find the right cover for you and your family.

Compare Funeral Plans »Save Money

Sources:

[1] SunLife (2021), Cost of Dying Report, sunlife.co.uk/costofdying2021

[2] https://www.simplicity.co.uk/

*£15.97 per month pricing is based on a 50-year-old purchasing a Simplicity Lily Funeral Plan at £1,495 over the maximum term available of 10 years (total amount repayable £1,916.77) as of 1st March 2021

**£19.11 per month pricing includes a £75 discount only available to Co-operative members and is based on a 50-year-old purchasing a Co-operative Simple Funeral Plan at £3,020 over the maximum term available of 25 years (total amount repayable £5,733.40) as of 1st March 2021

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Our Providers

At Reassured, we will provide you with quotes from Co-op Funeral Care.

All of the funeral plans we provide are fully regulated by the Funeral Planning Authority (FPA) ensuring you and your money are protected.

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Very easy to understand and very quick

Yes very pleased with my choice very helpful easy to understand and very pleasant transaction all good!

Mrs M Rushworth

Very professional and reassuring

Very professional and reassuring. Life insurance sorted in about 10 minutes.

Stephen Davies

very courteous and friendly

very courteous and friendly. Polite professional and empathic.

Stedroy Fenton

Another happy customer

Another happy customer I am. They are very professional and kind. Fully communicative. I recommend.

Piotr Stepien

Really attentive during the call

Really attentive during the call, good clear guidance throughout. Well done.

Michael Reynolds

Amazing service

Amazing service quick fast and easy and Joey was a star on the phone really help me thanks.

Sera Woolley

I made the right choice and now I feel…

I made the right choice and now I feel relieved that I did.

glyn

Really genuine kind and compassionate…

Really genuine kind and compassionate team with great knowledge and friendly approach highly recommend them!

Katelia Merritt

I must say Jake took me through every…

I must say Jake took me through every step and was brilliant, recommend them anytime.

Allan Green

Very happy and everything explained…

Very happy and everything explained well, so glad a took the time to take the call, normally I would say I'm busy. But compared to other company's we save so much more money.

Jenny Berry