It can be tempting to automatically opt for the cheapest prepaid funeral plan available.
But, choosing the cheapest funeral plan doesn’t mean you’re choosing the best value for money funeral plan.
For example, many of the basic funeral plans don’t cover third-party fees (such as cremation and burial costs), which can be several thousands of pounds.
Choosing a plan that costs a few hundred pounds more and does include third party fees, will save your family this additional expense when the time comes.
As mentioned, funeral plans arranged through Reassured do include all third-party fees, for that extra peace of mind.
Furthermore, the cheapest funeral plans sometimes charge larger cancellation fees.
For example, Golden Leaves offer the cheapest standard and comprehensive plans in the market, yet charge a cancellation fee of £673 and £744 respectively.
The cost of funeral services vary across the UK
Some funeral plan prices are based on a national average, rather the actual cost of a funeral plan in your region.
This is because some plan providers work with independent funeral directors, rather than their own network of directors.
Therefore, at the discretion of your local funeral director, the price advertised on the plan provider’s website may not be the price you pay.
At Reassured, all our funeral plans offer a fixed price no matter where you live in the UK, so you know exactly how much you’re paying.