Skip to content
We are here to help
0808 168 2025
Compare Quotes

Critical Illness and Life Insurance

What is critical illness cover?

A life insurance policy with a critical illness element works just like normal cover in that it will pay out to your beneficiaries if you die during the term.

However, in addition, the critical illness element will also pay out a lump sum in the event you are diagnosed with one of the illnesses covered by your policy.

It is possible to take out critical illness cover both as a separate standalone product or as part of a life insurance policy.

When critical illness is included as part of your life insurance, you pay a single premium. This monthly premium is generally much cheaper than paying for 2 separate policies, however, it will only pay out once.

A standalone critical illness policy does not pay out when you die, just if you are diagnosed with an illness detailed in the policy, during the term.

Critical illness cover


Compare Life Insurance with Critical Illness Quotes »



Critical illness cover in summary:

Pro’s

Con’s

Why use Reassured to secure the best critical illness cover?


Compare Life Insurance with Critical Illness Quotes »