Life insurance with free gift

For example; if your monthly premium is between £6 and £10 a month you'll receive a £35 voucher; if you pay between £10.01 and £20 a month you'll receive a £60 voucher...to receive the full £180 gift card you'll need to be paying over £30 a month.

You may not be aware that Direct Line life insurance is actually provided through Legal & General.

As a result, if you've previously cancelled a Legal & General policy, you'll not qualify for this Direct Line offer.

VoucherCodes offer discount vouchers and promotional codes across a wide range of brands. From restaurants and fashion, to days out and life insurance.

You’ll need to set up a VoucherCodes account in order to claim this offer and you’ll need to purchase your Aviva life insurance online through a link provided by VoucherCodes. Any policies taken out via phone will not qualify for the free gift.

Like with most other offers, how much you pay for your monthly premium will decide the amount of the gift card you receive.

Those paying a premium of £5 - £9.99 are eligible to claim a £30 voucher, those paying £10 - £19.99 are eligible to claim a £60 voucher, while those paying £20 - £29.99 can be eligible to claim a £120 voucher.

You’ll need to have a monthly premium of £30 or more to claim the maximum value of a £140 voucher.

Once you have taken out a qualifying policy, you’ll be sent an alert from VoucherCodes 120 business days later. You’ll then be able to claim the voucher on from your VoucherCodes account.

If you cancel your policy, you’ll no longer be eligible to claim the voucher.

This offer is only open to new customers and the standard terms and conditions of Aviva life insurance will apply.

You’ll be eligible for the offer as a new customer to Beagle Street and after you’ve paid at least 6 months' premiums.

After your 6 monthly payments have been made, you’ll receive an email within 30 days to choose your gift card. You’ll then have 90 days from the date of the email to claim your gift card.

The value of your gift card will depend on the cost of your monthly premium. The minimum premium amount to qualify for this offer is £10.

For example; if your monthly premium is £10 - £19.99 you’ll receive a £50 voucher if your premium is £19.99 - £29.99 a month you’ll receive a £75 voucher. To receive the full £100 voucher, your premium must be £30 or more a month.

When taking out a qualifying plan (any life plan with Vitality Plus benefits) you’ll need to agree to purchase an Apple Watch Series 6 or SE on a 36 month, 0% APR customer credit agreement.

You’ll also be required to pay an upfront fee for your chosen watch. The cost will range from as little as £17 a month up to £167 a month, depending on the model and specification of your chosen watch.

By leading an active lifestyle you’ll earn Vitality points. If you earn 160 Vitality points a month this will cover the cost of your monthly payment for the watch.

The number of points you earn will determine how much you pay back for the watch each month. The more points, the less you pay:

• 160+ Vitality points: Vitality will pay £9.50, you’ll pay £0
• 120 to 159 Vitality points: Vitality will pay £7.50, you’ll pay £2
• 80 to 119 Vitality points: Vitality will pay £5, you’ll pay £4.50
• 40-79 Vitality points: Vitality will pay £2.50, you’ll pay £7
• 0-39 Vitality points: Vitality will pay 0, you’ll pay £9.50

Vitality points are awarded for one exercise activity per day and are logged using an activity tracker. If you do more than one activity per day, you’ll only receive points for the activity that earns the most points.

You can earn a maximum of 8 points a day and 40 points a month - meaning you’ll need to receive 40 points each week to receive the maximum 160 points for this offer.

This offer isn’t limited to new Vitality customers, if you’re an existing customer you can log on to your member zone to find out if you qualify for this offer.

This could be the Funeral Protection Promise policy (life insurance to help with funeral costs), or the Over 50s life insurance policy they have available.

Policies must be purchased by calling a qualified Promis Life telephone number or via the Promis Life website.

The gift card will be issued after your first 6 premium payments and will be despatched by post up to 8 weeks following this.

In the instance of a joint policy, only one free gift will be issued.

You'll not be eligible if you take out a guaranteed life insurance policy or a personal accident policy.

You'll receive your gift card once you have paid 6 monthly premiums and the total amount of premiums paid exceeds the gift card amount (£100).

Life insurance through the Co-op is actually provided by Royal London (who currently aren’t offering their own free gift).

Your policy must be active and premiums must have been paid for a minimum of 4 months to be eligible to claim this gift.

You’ll be sent a ‘how to claim’ email 15 days after this 4 month period. This will include information about the offer as well as how to choose your chosen gift.

You’ll have 30 days from the date of the email to choose your gift.

You must purchase a life insurance policy directly through the Co-op to claim this offer, policies bought via comparison websites or via cashback websites won’t qualify.

This offer is only open to new customers of the Co-op. If you have previously held another life insurance policy with the Co-op, you won’t qualify for this offer.