Over 50 life insurance
with free gift

Unlike some offers, the amount you’ll receive isn’t decided by how much your monthly premium is. All applicants that are eligible for this gift will receive an £100 voucher.

This offer is available to new customers of SunLife. You’ll simply need to let them know that you’d like to receive this welcome gift when you take out your policy.

Once you’ve paid 6 months premiums, you’ll be eligible to receive the gift card. If you stop paying your premiums or cancel your policy before 6 months has passed, you’ll no longer qualify for this gift.

The gift card will be issued after you've paid your premiums for 6 months.

You'll be sent communications 30 days or more from the start of the policy on how to redeem your gift.

You'll receive a further 'choice message' from which point you'll have 6 months to redeem your gift. After this period you'll no longer be eligible.

This offer is only available to new Royal London customers and you must be paying a premium of £7 or more to qualify.

You’ll need to make at least 8 monthly premium payments in order to be eligible to claim your gift.

If you cancel your policy before you have made 8 payments, you’ll no longer be eligible to claim the gift.

If you have provided Royal London with an email address, you’ll be sent instructions on how to access their online gift portal within 9 days of your 8th premium payment. Here you will be able to choose which gift you would like to receive.

If you haven’t provided an email address you can let Royal London know at the time when you take your policy out or by calling 0345 600 7788 once you have made 8 premium payments.

Therefore, if you want to live a healthier lifestyle, this could be a good option.

When taking out over 50s life insurance through vitality, you’ll have access to a range of rewards and discounts.

A Vitality life plan automatically comes with Vitality Select which will give you access to a number of discounts with Vitality reward partners including Champneys, Runners Need and Garmin.

If you add the Optimiser to your policy and your monthly premium is £45 or above for a single plan (or £60 and above for a joint plan) you’ll get Vitality Plus for an additional monthly fee of £4.75 per person.

Vitality Plus will give you full access to a range of reward partners including Vitality American Express credit card, Waitrose, Odeon, Amazon Prime, Virgin Active.

As with the majority of gift cards we identified, you'll only qualify for the gift after paying your 6th monthly premium.

The Love2Shop gift cards will be sent to you in an email after confirming your 6th payment.

As mentioned above, Love2Shop gift cards are accepted at over 150 retailers, including Argos, M&S and Boots.

So there you have it, the best over 50 life insurance with free gift offers 2022.

It's possible that a free welcome gift is enough of an incentive for you to take out a particular plan.

However, generally, the most important thing is securing the over 50s plan that best meets your unique needs and budget.

In the long run, financially it’s usually much more important to make sure you secure the right policy, at the best price.

Reassured use the information you provide to compare over 50s quotes from some of the UK’s leading providers, at no cost.

Then we present back to you the best available quotes we identified.

We’re an award-winning and FCA-regulated life insurance brokerage, here to help you save both time and money.

Simply get in touch today to arrange your perfect cover, at the very best price.