Over 50 life insurance
with free gift

You’ll be eligible to claim once 6 monthly premiums have been paid and once the total of your premiums paid exceeds the value of the gift card (£135).

Unlike a lot of free gift offers, if you have secured a joint policy, both partners will be eligible for the offer.

As with the majority of gift cards we identified, you'll only qualify for the gift after paying your 6th monthly premium.

The Love2Shop gift cards will be sent to you in an email after confirming your 6th payment.

Love2Shop gift cards are accepted at over 150 retailers, including Argos, M&S and Boots.

Love2Shop enables you to shop at hundreds of high street shops and online, including M&S, Argos, and Boots. See here the full range of where you can spend a Love2Shop gift card.

As a new customer you’ll also receive free entry to SunLife’s Big Cash Draw with a chance to win £10,000 (the draw runs every other month until March 2024), as well as a free SunLife pen.

All applicants who are eligible for this gift will receive a £110 voucher, entry to the prize draw and a free pen. The value of the gift you receive isn’t dependent on the cost of your monthly premium.

You’ll need to have made 6 premium payments in order to claim these free gifts. If you stop paying your premiums or cancel your policy before 6 months has passed, you’ll no longer qualify for this gift.

This offer is available to new customers who purchase a policy directly from SunLife. You’ll simply need to let them know that you’d like to receive this free welcome gift when you take out your policy.

Unlike their term life insurance offer, the value of the gift card isn't dependant on the cost of your monthly premium.

Churchill over 50s life insurance is provided through AIG, (having previously worked with Legal & General).

Therefore, if you've previously cancelled an AIG policy, you won't qualify for this free gift.

Therefore, if you want to live a healthier lifestyle, this could be a good option.

When taking out over 50s life insurance through Vitality, you’ll have access to a range of rewards and discounts.

The current deals available through Vitality include:

• Up to 40% off your first year’s premiums - Add Optimiser to your policy and track your healthy habits to earn points and increase your Vitality status. The higher your status, the lower your premiums could be
• Access to a discounts and rewards - When taking out cover you’ll automatically have access to Vitality Select, where you have access to a number of reward partners such as Champneys and Garmin. If you add Optimiser and pay an additional monthly fee of £4.75, you could gain access to Vitality plus. With Vitality plus you’ll have access to the full range of reward partners, including Amazon Prime, Virgin Active, Waitrose, American Express and many more

Once this has been confirmed, you'll receive a claim form which will need to be returned to redeem your voucher.

You'll then receive your voucher within 3 - 5 working days.

This offer is unlimited, meaning you can recommend as many friends as you like and redeem £30 for each one.