Over 50 life insurance
with free gift

You're eligible for the gift whether you take out your policy online, by post or over the telephone.

As with most of the offers we found, you have to pay in 6 months worth of premiums before being entitled to the gift.

You'll be sent a letter or email up to 60 days after the start of your policy with details on how to redeem your voucher.

As with all offers, if you miss a premium payment or cancel your policy within the first 6 months you'll not be entitled to the gift.

Also, this offer is not available to any life insurance with cashback customers.

If you've previously held or cancelled a policy with Legal & General within the past 18 months, you won't be eligible.

Lastly, you have 12 months from the start of your policy to claim your chosen gift card.

You’ll need to have paid your monthly premiums for the 180 day qualifying period in order to qualify for the gift card. Failure to make payments will result in your policy becoming invalid.

You’ll be contacted by Post Office via email or letter with an invitation to claim your gift. You won’t be able to claim your gift until you have received this invitation and until the 180 qualifying period has passed.

Once you have received this invitation you must choose your gift within 365 days after the start date of your policy.

If you have kept up to date with your premium payments, the gift card will be sent to you within 28 days after the 180 qualifying period has ended.

Unlike their term life insurance offer, the value of the gift card is not dependant on the cost of your monthly premium.

Churchill over 50s life insurance is provided through AIG, (having previously worked with Legal & General).

Therefore, if you've previously cancelled an AIG policy, you won't qualify for this free gift.

Therefore, if you want to live a healthier lifestyle, this could be a good option.

When taking out over 50s life insurance through vitality, you’ll have access to a range of rewards and discounts.

A Vitality life plan automatically comes with Vitality Select which will give you access to a number of discounts with Vitality reward partners including Champneys, Runners Need and Garmin.

If you add the Optimiser to your policy and your monthly premium is £45 or above for a single plan (or £60 and above for a joint plan) you’ll get Vitality Plus for an additional monthly fee of £4.75 per person.

Vitality Plus will give you full access to a range of reward partners including Vitality American Express credit card, Waitrose, Odeon, Amazon Prime, Virgin Active.

As with the majority of gift cards we identified, you'll only qualify for the gift after paying your 6th monthly premium.

The Love2Shop gift cards will be sent to you in an email after confirming your 6th payment.

As mentioned above, Love2Shop gift cards are accepted at over 150 retailers, including Argos, M&S and Boots.

So there you have it, the best over 50 life insurance with free gift offers 2022.

It's possible that a free welcome gift is enough of an incentive for you to take out a particular plan.

However, generally, the most important thing is securing the over 50s plan that best meets your unique needs and budget.

In the long run, financially it’s usually much more important to make sure you secure the right policy, at the best price.

Reassured use the information you provide to compare over 50s quotes from some of the UK’s leading providers, at no cost.

Then we present back to you the best available quotes we identified.

We’re an award-winning and FCA-regulated life insurance brokerage, here to help you save both time and money.

Simply get in touch today to arrange your perfect cover, at the very best price.