Over 50 life insurance
with free gift

You're eligible for the gift whether you take out your policy online, by post or over the telephone.

As with most of the offers we found, you have to pay in 6 months worth of premiums before being entitled to the gift.

You'll be sent a letter or email 30 days after the start of your policy with details on how to redeem your voucher.

As with all offers, if you miss a premium payment or cancel your policy within the first 6 months you'll not be entitled to the gift.

Also, this offer is not available to any cashback customers.

If you've previously held or cancelled a policy with Legal & General within the past 18 months, you won't be eligible.

Lastly, you have 12 months from the start of your policy to claim your chosen gift card.

Alongside this free gift, Legal and General also offer a £135 Farewill subscription.

This allows you 12-month access to the service where you can create a will to specify you wishes upon your passing.

The gift card will be issued after you've paid your premiums for 6 months.

You'll be sent communications 30 days or more from the start of the policy on how to redeem your gift.

You'll receive a further 'choice message' from which point you'll have 6 months to redeem your gift. After this period you'll no longer be eligible.

Unlike their term life insurance offer, the value of the gift card is not dependant on the cost of your monthly premium.

Churchill over 50s life insurance is provided through AIG, (having previously worked with Legal & General).

Therefore, if you've previously cancelled an AIG policy, you won't qualify for this free gift.

As with the majority of gift cards we identified, you'll only qualify for the gift after paying your 6th monthly premium.

The Love2Shop gift cards will be sent to you in an email after confirming your 6th payment.

As mentioned above, Love2Shop gift cards are accepted at over 150 retailers, including Argos, M&S and Boots.

In the case of a joint policy, the first-named policyholder will receive the gift card.

If you cancel your policy within 30 days of taking the policy out, you won’t receive the gift card.

If you cancel within 12 months of the start date of the policy, the value of the gift card may be deducted from the refund of premiums.

So there you have it, the best over 50 life insurance with free gift offers 2020.

It's possible that a free welcome gift is enough of an incentive for you to take out a particular plan.

However, generally, the most important thing is securing the over 50s plan that best meets your unique needs and budget.

In the long run, financially it’s usually much more important to make sure you secure the right policy, at the best price.

Reassured use the information you provide to search the life insurance market on your behalf, at no cost.

Then we present back to you the best available quotes we identified.

We’re an award-winning and FCA registered brokerage, here to help you save both time and money.

Simply get in touch today to arrange your perfect cover, at the very best price.