Over 50 life insurance
with free gift

You're eligible for the gift whether you take out your policy online, by post or over the telephone.

As with most of the offers we found, you have to pay in 6 months worth of premiums before being entitled to the gift.

You'll be sent a letter or email 30 days after the start of your policy with details on how to redeem your voucher.

As with all offers, if you miss a premium payment or cancel your policy within the first 6 months you'll not be entitled to the gift.

Also, this offer is not available to any life insurance with cashback customers.

If you've previously held or cancelled a policy with Legal & General within the past 18 months, you won't be eligible.

Lastly, you have 12 months from the start of your policy to claim your chosen gift card.

The gift card will be issued after you've paid your premiums for 6 months.

You'll be sent communications 30 days or more from the start of the policy on how to redeem your gift.

You'll receive a further 'choice message' from which point you'll have 6 months to redeem your gift. After this period you'll no longer be eligible.

The value of the gift card will be £100 unless you take out a joint policy, in this case, the gift card amount will be £200.

This offer is only valid for new customers of British Seniors and won’t be available if you purchase a policy using any other offer.

Therefore, if you want to live a healthier lifestyle, this could be a good option.

While Vitality don’t offer a specific over 50s plan, you’ll be able to take out one of the term or whole of life policies.

This means you’ll be eligible to sign up for their Apple Watch gift offer.

This is the chance to take out an Apple Watch Series 6 or SE on a 36 month, 0% APR, customer agreement.

You’ll need to pay an upfront fee ranging from £17 - £136 (depending on your chosen watch) but the rest of the payments can be taken care of by leading an active lifestyle and earning vitality points.

The number of points you earn will determine how much you pay back for the watch each month. The more points, the less you pay:

• 160+ Vitality points: Vitality will pay £9.50, you’ll pay £0
• 120 to 159 Vitality points: Vitality will pay £7.50, you’ll pay £2
• 80 to 119 Vitality points: Vitality will pay £5, you’ll pay £4.50
• 40-79 Vitality points: Vitality will pay £2.50, you’ll pay £7
• 0-39 Vitality points: Vitality will pay 0, you’ll pay £9.50

You can earn a maximum of 8 points a day and 40 points a month - meaning you’ll need to receive 40 points each week to receive the maximum 160 points for this offer.

Alternatively, Vitality offer a wide range of discounts and rewards with their partners. These include Champneys, Garmin, Waitrose, ODEON Virgin Active and many more.

However, to enjoy these benefits you'll need to pay at least £30 a month on your premium, as well as subscribe to their Vitality or Wellness Optimiser.

The Optimisers will cost you an additional £4.75 per month.

Once this has been confirmed, you'll receive a claim form which will need to be returned to redeem your voucher.

You'll then receive your voucher within 3-5 working days.

This offer is unlimited, meaning you can recommend as many friends as you like and redeem £30 for each one.