What's most important to you when it comes to arranging…
Yes, it’s completely possible to buy a life insurance policy online. This allows a quick and easy way to secure the life cover you need.
For many years, life insurance could only be purchased over the phone, but now it’s possible to secure a policy at a time that’s convenient for you and at your own pace - making family life insurance more accessible than ever.
Through Reassured, not only can you compare multiple quotes from some of the UK’s best life insurance providers, but once you’ve found your ideal policy you can purchase it online without any fees.
Keep reading as we cover important topics, such as:
Simply click to start your online journey today…
Life insurance is designed to protect the financial future of your family should anything happen to you.
It provides a lump sum pay out to your loved ones upon your passing.
You’ll need to pay a monthly life insurance premium throughout the lifetime of your policy to keep cover valid.
If you pass away while your policy is active, your loved ones can make a claim and a pay out will be made to them.
You can read our helpful how does like insurance work UK guide to find out more »
It’s possible to buy life insurance online without a medical exam, however you'll still be required to answer health and lifestyle questions during the application process.
This will include questions about:
This is so insurers can assess the level of risk involved with offering you cover (the likelihood of a claim being made) and your premiums can be calculated accordingly.
Most applicants can secure a policy online straight away after filling in the application form and receiving their quotes.
However, if you have a pre-existing medical condition, or another high-risk factor, then you may not be able to carry out the rest of the journey online.
This is because insurers will need to ask further questions about your personal circumstances to assess your level of risk, what terms you’ll be offered and how much you’ll pay.
In some cases, your application may need to undergo manual underwriting which can’t happen via an online application.
Manual underwriting is when your policy will need to be assessed and written by an underwriter rather than following a standard, automated process.
We have written a dedicated life insurance with no medical article which provides more detailed information »
The process of buying life insurance online is the same as if you were to purchase life insurance over the phone.
You’ll need to answer a questionnaire that will provide key information about you, your chosen policy type and your required level of cover (sum assured).
The difference is, rather than someone else putting in these details for you over the phone, you can do this yourself, when it suits you.
Buying life insurance online can work as simply as:
Prefer to speak to someone on the phone?
If you’re unsure of anything on the online application form, or you’d just rather speak to someone, we have a team of experts who are ready and waiting to help you find your ideal policy.
We can answer any questions you may have, guide you through the entire application process and decode any life insurance jargon.
Simply get in touch for your free, no-obligation quotes.
In order for you to be provided with accurate life insurance quotes online, you’ll need to provide key information about yourself.
During the online application you’ll need to give details about:
The process of buying life insurance online is quick and easy, you could be covered in under an hour.
Click to start your online journey with Reassured.
Many providers will allow you to apply for life insurance online, but not all providers offer the chance to buy life insurance online.
Life insurance can be bought online through some providers, through comparison sites or through a broker service (like Reassured).
The best place to buy life insurance online will be the place that allows you to compare multiple quotes to help you secure the most affordable policy.
When buying life insurance online through Reassured you can compare quotes from some of the UK’s leading life insurance providers.
The process is quick and hassle-free so why not get started today? Our quotes are personalised, fee-free and without obligation.
Buying a life insurance policy online is ideal for those who know what form of cover they want and how much cover they require.
When buying online through Reassured you can choose between:
If you're interested in either one of these policy types, one of our life insurance experts can help you compare quotes over the phone.
Why not use the services of Reassured to buy term life insurance online?
How much you pay for life insurance will vary depending on a variety of factors.
During the application you’ll need to disclose key information about yourself and your chosen policy so insurers can assess the level of risk involved with offering you cover.
Personal factors required include:
Factors about your policy include:
Each insurer will have a different underwriting process, which makes it important to compare multiple quotes to get the most affordable premium price.
Compare and buy life insurance online through Reassured. You’ll have a range of quotes at your fingertips, allowing you to choose the policy that meets your needs and fits into your budget.
Get started with us today.
Yes, it’s safe to buy life insurance online.
When filling out the online application form it’s important that you’re open and honest with your answers to ensure that the policy you take out is valid.
Failing to provide the truth on your life insurance application is known as non-disclosure and this could prevent a pay out from being made to your loved ones when the time comes.
When buying life insurance online you’ll want to make sure that you’re buying from a well trusted provider, who is Financial Conduct Authority (FCA) regulated.
Reassured are rated ‘Excellent’ by over 60,000 customers on Trustpilot and we’re regulated by the FCA.
|You’re in control of taking out a policy so you can do this whenever it suits you||Not everyone will be eligible to buy life insurance online|
|Fast and convenient (as you’re inputting your own information)||You’ll need to do your own research regarding the policies available (to make sure you’re making the right decision)|
|You can choose between level and decreasing term cover through Reassured||Not suitable for those wanting over 50 life insurance or whole of life insurance|
|If you get stuck at any point, you can pause your application and contact a friendly member of our team who can provide help and support||Not all life insurance providers offer policies online|
The main benefit of buying life insurance online is that you are in control of when and how you buy your life insurance policy.
You can take as much time as you need to go through the application and ensure that the policy you’re taking out is exactly what you want.
The downside to taking out cover online is that if you’re looking to take out a policy that isn’t a term-based policy, you won’t have this option through Reassured. The process may also become complicated if you have a pre-existing medical condition, or if other high-risk factors are identified.
Whether you choose to take out cover online or over the phone, the most important thing is to ensure that your policy meets your needs and budget.
Reassured offer the opportunity for you to secure cover both over the phone and online.
Click below to start your online life insurance journey today.
Seize the day and start your online life insurance journey today.
The ability to buy life insurance online allows you to secure the cover you need quickly, easily and at your own convenience.
By taking out life insurance online, through Reassured, you can compare multiple quotes from some of the UK’s leading providers in a matter of minutes.
This way you can find the right policy at the best price.
Use our free online comparison service to find your ideal policy, quotes are personalised and completely without obligation.
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Yes very pleased with my choice very helpful easy to understand and very pleasant transaction all good!Mrs M Rushworth
Very professional and reassuring. Life insurance sorted in about 10 minutes.Stephen Davies
very courteous and friendly. Polite professional and empathic.Stedroy Fenton
Another happy customer I am. They are very professional and kind. Fully communicative. I recommend.Piotr Stepien
Really attentive during the call, good clear guidance throughout. Well done.Michael Reynolds
Amazing service quick fast and easy and Joey was a star on the phone really help me thanks.Sera Woolley
I made the right choice and now I feel relieved that I did.glyn
Really genuine kind and compassionate team with great knowledge and friendly approach highly recommend them!Katelia Merritt
I must say Jake took me through every step and was brilliant, recommend them anytime.Allan Green
Very happy and everything explained well, so glad a took the time to take the call, normally I would say I'm busy. But compared to other company's we save so much more money.Jenny Berry