One of the cheapest funeral plans available is the Open Simple Plus plan which costs £2,995 upfront.
But sometimes, the cheapest funeral plan isn’t always the best value for money.
A too-good-to-be-true cheap funeral plan may not provide all the essential products and services you require.
So that when the time comes, your loved ones may have to make arrangements for these and cover the cost.
Therefore the question is, what’s the best value funeral plan for what you can afford?
At Reassured, our cheapest funeral plans represent best value for money and here’s why;
Not only do our plans include all the essential products and services for a funeral, but we also offer the following benefits:
Avoid rising funeral costs
It’s possible to lock-in your funeral rates and avoid rising funeral costs by taking out a funeral plan through us today.
In the last 16 years, funeral costs have risen by 130%, and are predicted to rise another 20% in the next 5 years[1].
Many families struggle to pay for a funeral, which costs on average £4,417 in the UK.
A funeral plan protects your family from this inevitable financial burden and the expense of your funeral in the future.
All funeral plans arranged through Reassured guarantee to cover all your funeral costs, whether it takes place in 10 or 30 years time.
Third-party fees fully guaranteed
All funeral plans arranged through Reassured, even our cheapest funeral plans, guarantee to cover all third-party fees.
These pay for additional third-party services required for a funeral, separate to those of the funeral director:
- Doctor fees
- Minister fees
- Cremation or burial fees
It’s possible to pay in third-party fees on average £1,193 for a cremation and £2,288 for a burial.
This is not the case if you take out a funeral plan with Reassured, as our plans guarantee to cover these costs no matter how much prices rise in the future.
Some other funeral plans include a contribution towards third party fees - usually between £800 and £1,300 depending on the plan.
However, this amount is vulnerable to rising funeral costs and may be worth less in the future because the contribution isn’t guaranteed when you take out the plan.
If there's any shortfall when the time comes, your loved ones would be liable to pay this.
Ensure that your loved ones won’t have to pay another penny by taking out a cheap funeral plan through Reassured.
Funeral costs covered, guaranteed
All funeral plans arranged through Reassured guarantee to carry out the agreed services, even if you pass away of natural causes before the plan has been fully paid off.
Eligible for those on an instalment plan who’ve paid at least 12 monthly payments.
If you pass away from an accident within the first 12 months of an instalment plan, then your funeral will still be carried out at no extra cost to your loved ones.
Many other cheap funeral plans on the market won’t offer this protection.
Usually, if you pass away before the plan is fully paid, your loved ones would have to pay the remaining balance of the plan, it could be cancelled, or your services may be limited.
Have your funeral costs covered even if you pass away early, by securing your cheap funeral plan today with Reassured.
Fixed funeral plan prices
You can have confidence that funeral plan prices offered by Reassured remain fixed.
This means:
- No unexpected price increases in line with rising funeral costs
- No regionalised pricing
- Visibility of all your funeral plan costs
Some funeral plan providers, such as Golden Leaves, provide regionalised pricing.
This means they advertise funeral plan prices based on a national average, rather than the actual cost for each region.
A funeral plan that appears cheap at first, may not be so cheap in the region where you live.
Our funeral plan prices remain fixed no matter where you live, and you’ll know exactly how much you’ll pay from the outset.
Fix your funeral costs today by taking out a cheap funeral plan through our award-winning broker service.
Best price guarantee†
Found a cheaper funeral plan?
Provide us with a like for like quote for your chosen funeral plan and we’ll match it, as long as you're paying in full or in 12 interest-free monthly payments.
Make the most of this best price guarantee and take advantage of the other benefits we offer, by arranging your low cost funeral plan with Reassured.
FPA approved funeral plans (keeping your money safe)
Reassured only compare funeral plans that are approved by the Funeral Planning Authority (FPA).
The FPA regulate 95% of funeral plan providers to ensure that customers and their money are protected.
It means that when the time comes, you’ll have the funeral you paid for.
Unregulated cheap funeral plans won’t offer this level of protection.
Invest in a funeral plan through Reassured today and have peace of mind that your money is safe.
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