Age UK funeral plans

Age UK funeral plans start from £2,995 or from £15.75 per month.

Their funeral plans are provided by Dignity and are only available to those aged 50+.

Having a funeral plan in place ensures that your loved ones are financially protected, particularly as funeral costs keep rising.

You can arrange a fully guaranteed funeral plan for under 50s or over 50s with Reassured.

Unlike Age UK funeral plans, our funeral plans cover all third-party fees and guarantee your funeral services*.

At Reassured we can also offer a best price guarantee†.

Get in touch with our specialist team today to compare plans and lock-in your funeral costs.

Our award-winning, FCA regulated broker service is completely free of charge to use.

Interested to learn more about Age UK funeral plans? Continue reading our comprehensive review...

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Key features

  • Rebranded as Age Co funeral plans
  • Guarantee acceptance for UK citizens over 50
  • Funeral Planning Authority (FPA) approved
  • Funeral plan services provided by Dignity
  • Wide network of funeral directors in the UK
  • Profits are donated to Age UK charity
  • Four different levels of service at varying costs

Drawbacks

  • Third-party fees for a burial aren't guaranteed
  • Funeral costs won’t be covered if you pass away early on an instalment plan
  • Basic funeral plan has a limited choice of funeral directors

Age UK funeral plan guaranteed

Reports have shown that funeral prices in the UK have continually risen since 2004.

The average cost of a funeral 15 years ago was £1,920, but today we pay more than double this.

By 2025, funeral costs are likely to reach £5,285.[1]

But funeral plan providers now provide the opportunity to lock-in the price of your funeral and beat these rising funeral costs.

Age UK is no exception.

The services included in an Age UK funeral plan are guaranteed, which means that no matter how much funeral prices rise, your funeral won’t cost a penny more when the time comes.

For a cremation funeral, Age UK funeral plans also guarantee to cover third-party fees, excluding doctor’s fees.

For a burial funeral, Age UK funeral plans provide a sizeable contribution of £1,220 towards third-party fees.

Age UK increase this contribution in line with inflation, however, funeral costs are rising much faster than inflation so this amount may be worth less in the future.

Funeral plans arranged through Reassured guarantee to cover all third-party fees, saving your loved one's money when the time comes.

Contact our award-winning broker service today to compare fully guaranteed funeral plans.

Age UK reviews

Age UK funeral plans were rated 4.7 out of 5 based on 151 reviews on Feefo, (at the time of writing this review).

This is a small number, considering Age UK funeral plans have provided for over 400,000 customers in the last 25 years.

In 2018, Age UK funeral plans were awarded the Feefo Gold Trusted Service Award.

At Reassured, we have secured over 34,000 independent reviews on Trustpilot, with an average rating of "Excellent".

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Age UK funeral plan prices

Like with other funeral plans, Age UK funeral plan prices are tiered.

The more you pay, the more services and flexibility you’ll receive.

Age UK funeral plans are currently offering a discount of £100 on each of their plans.

The saving has been included in the price of the plans shown throughout this review.

Up until April 2020, Age UK funeral plans were offering a £100 discount on each of their plans.

As this has now expired, their plans are at the full price starting from £15.75 per month.

But you could make a saving with a Co-op funeral plan arranged through Reassured.

Co-op members can save £100 or 5% (whichever is greater) on each of their plans.

Simply sign up to be a member on their website, pay a £1 fee and you’ll be able to claim the offer.

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This calculator uses data from the SunLife Cost of Dying Report 2020 and should only be used as a guide.

What’s included in an Age UK funeral plan?

All Age UK funeral plans include the following services:

  • Support and guidance from a nominated funeral director
  • Transfer of the deceased (within 50-miles) to the place of rest
  • Care of the deceased at the place of rest, (embalming to preserve the body at an extra cost)
  • A coffin or casket
  • Use of chapel of rest and visitation for the family
  • Provision of a hearse to carry the deceased from the funeral home to crematorium or cemetery
  • Funeral staff to carry out the service
  • Free bereavement support

Funeral plans for a cremation funeral cover third-party fees, excluding doctor’s fees.

Funeral plans for a burial funeral include a contribution only of £1,220 towards third-party fees.

As stated previously, funeral plans arranged through Reassured guarantee to cover
all third-party fees, including doctors’ fees.

Get the best deal for your funeral plan by contacting our award-winning team today.

Age UK funeral plans overview

As mentioned above, all Age UK funeral plans include all the essential services required for a funeral.

However, each funeral plan offers a different level of service at varying cost.

Here is a comparison of the services provided with each funeral plan.

Plan Full upfront cost Monthly cost Cremation third-party fees Burial third-party fees Doctor’s fees Coffin Limousine Collection of body Use of chapel of rest Thank you cards
Basic Plan £2,995 From £15.75 Guaranteed £1,220 contribution Not included Basic No 50 mile radius During working hours No
Ivy Plan £3,395 From £17.86 Guaranteed £1,220 contribution Not included Wood effect No 50 mile radius During working hours No
Holly Plan £3,750 From £19.72 Guaranteed £1,220 contribution Not included Quality wood effect Yes x1 50 mile radius Weekdays, at any time Yes
Rowan Plan £3,995 From £21.01 Guaranteed £1,220 contribution Not included High quality wood effect Yes x2 50 mile radius Anytime 24/7 Yes

Age UK Basic funeral plan

Cost: £2,995 or from £15.75 per month[2]

A basic funeral plan includes:

  • A basic coffin
  • Family visitation to the chapel of rest during working hours
  • Funeral procession directly to the crematorium or cemetery
  • Cremation fees for a cremation funeral
  • Contribution towards burial fees
  • Contribution of £1,220 towards burial

Not included: A limousine for the funeral procession.

Please note: A basic plan is limited to approximately 800 funeral directors in the UK and has restricted time and dates. You also won’t be able to make any contributions to the plan for special requests.


Age UK Ivy funeral plan

Cost: £3,395 or £17.86 per month

An Ivy funeral plan includes:

  • A wood effect coffin
  • Family visitation to the chapel of rest during working hours
  • Funeral procession directly to the crematorium or cemetery
  • Choice of 1,300 funeral directors nationwide

Not included: A limousine for the funeral procession.


Age UK Holly funeral plan

Cost: £3,750 or £19.72 per month

A Holly funeral plan includes:

  • A quality wood effect coffin
  • Family visitation to the chapel of rest weekdays at any time
  • One limousine
  • Funeral procession to where the service is held and on to the crematorium or cemetery
  • Choice of 1,300 funeral directors nationwide
  • Complimentary thank you cards


Age UK Rowan funeral plan

Cost: £3,995 or £21.01 per month

A Rowan funeral plan includes:

  • A high-quality wood effect coffin
  • Family visitation to the chapel of rest at any time, 24 hours a day
  • Two limousines
  • Funeral procession to where the service is held and on to the crematorium or cemetery
  • Choice of 1,300 funeral directors nationwide
  • Complimentary thank you cards
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Special requests

One of the perks of an Age UK funeral plan is that you can settle any of the smaller details at the time of arranging the plan.

Age UK funeral plans allow you to make special requests for personal touches.

For example, what flowers you’d like or music you’d like to have played.

Special requests can be added to any plan but may be restricted depending on the plan.

You can also pay an extra contribution towards the cost of special requests with an Ivy, Holly or Rowan plan.

Without a contribution, your loved ones will need to cover the whole cost of special requests when the time comes.

As with the Age UK contribution of £1,220, any contribution you make will increase each year in line with inflation.

Payment options

Like funeral plans arranged through Reassured, Age UK funeral plans have several payment options.

These include:

  • In full with one upfront payment
  • 12 interest-free monthly payments
  • Monthly instalment plan over 2-25 years (must be paid by 85th birthday)

Please note: monthly instalment plan incurs charges.

Passing away during an instalment plan

Most funeral plan providers offer additional protection in case you were to pass away during an instalment plan.

For example, funeral plans arranged through Reassured guarantee to provide all the services agreed in your plan if you pass away after the first 12 monthly payments but before the plan has been paid in full.

This is subject to all of the payments being up to date.

Safeguarding your investment in this way ensures that if anything were to happen to you during your instalment plan, the expense of your funeral is still not passed onto loved ones.

Unfortunately, Age UK funeral plans don’t offer this additional benefit.

If you pass away after the first 12 months of the plan, then your loved ones would need to pay the remaining balance for the funeral to go ahead in accordance with your plan.

Secure your funeral plan with Reassured today and enjoy peace of mind that your funeral has been taken care of.

The Trust Age UK Funeral Plans

Age UK funeral plans are regulated by the Funeral Planning Authority (FPA) - as are funeral plans arranged through Reassured.

The FPA was established to ensure that customers who purchase funeral plans are financially protected and receive the funeral they paid for.

FPA approved funeral plan providers must have a separate Trust Fund, managed by a Trustee, or a whole of life insurance policy to hold funeral plan funds for their customers.

The Trust Age UK Funeral Plans is the Age UK Trust Fund separate to Age UK Enterprises Limited and keeping your money safe.

The funeral plans arranged through Reassured also offer this level of protection.

Get in touch with us today and receive your funeral plan quotes for FPA approved funeral plans.

Age UK funeral plan directors

Age UK funeral plans work with Dignity funeral directors.

Dignity privately owns 800 funeral directors across the UK and have an additional network of 500 independently owned funeral directors.

If you choose the basic Age UK funeral plan, you’ll only have the choice of 800 Dignity funeral directors.

The role of the funeral director is to provide (at your request) all the services required before, during and after a funeral.

With a funeral plan, you’ll have all the support and guidance you need from the funeral director to plan your funeral in advance.

All funeral plans purchased through Reassured offer a choice of over 1,000 funeral directors nationwide, so there’ll always be one local to you.

Contact our award-winning team to compare our funeral plans and save money.

What is Age UK?

Age UK is a charity set up to support UK citizens in the later stages of life.

Age UK funeral plans are now called Age Co funeral plans, as Age Co is the new name for Age UK products and services.

Age Co is a trading name of Age UK Enterprises which is owned by the Age UK charity.

Age UK contact details

Age UK funeral plans can be contacted in the following ways, 24-hours a day, 7 days a week.

  • Phone: 0800 022 3243
  • Email: agecofuneralplan@dignityuk.co.uk
  • Post: 4 King Edwards Court, King Edwards Square, Sutton Coldfield, West Midlands, B73 6AP

Age UK funeral plan cancellation

The cancellation policy for an Age UK funeral plan is flexible, much like other funeral plans.

You can cancel an Age UK funeral plan at any time.

This can be done by contacting them by phone, email or post, (see above).

If you cancel your plan, then you’ll receive a full refund of any money paid into the plan.

If your loved ones choose to cancel the plan after you pass away, then the refund would be made to your estate, which means they would have to wait for probate before having access to the funds.

The important thing to remember is that if you miss any instalments, then Age UK could cancel your plan and you’ll lose the price guarantee.

Compare fully guaranteed funeral plans

At Reassured, we can compare multiple funeral plans on your behalf to help you find the most suitable plan.

Funeral plans purchased through Reassured are fully guaranteed, meaning that they cover all third-party fees AND lock-in today’s funeral costs.

We can also offer a best price guarantee on all our funeral plans with any like for like quotation.

Get in touch with our award-winning team today completely free of charge to secure your funeral plan from just £19.81** a month.

Our FCA registered broker service can provide all the information you need to make a fully informed decision.

Compare The Best Funeral Plans »

Sources:

*If paying by instalments, and you pass away after 12 successful monthly payments.

**£19.81 per month includes a £165 discount only available to Co-op members. Based on a 50 year old purchasing a Simple Funeral Plan at £3,130 after discount with 25 years payment term (total amount payable £5944.10).

†Only available through our Co-op funeral plans. Doesn’t apply to the 2-25 year instalment payment plan.

[1] https://www.sunlife.co.uk/siteassets/documents/cost-of-dying/SL-cost-of-dying-report-2020.pdf/

[2] https://funeralplan.ageuk.org.uk/

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Our Providers

At Reassured, we will provide you with quotes from Co-op funeral care, as well as any information required regarding the best funeral plans.

This allows you to make a fully informed decision.

All of the funeral plans we provide are fully regulated by the Funeral Planning Authority (FPA) ensuring you and your money are protected.

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Very easy to understand and very quick

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Really genuine kind and compassionate team with great knowledge and friendly approach highly recommend them!

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Very happy and everything explained well, so glad a took the time to take the call, normally I would say I'm busy. But compared to other company's we save so much more money.

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