Securing life insurance after a hepatitis A diagnosis is completely possible.
At the point of application, you may be asked to provide some further details, such as:
- When you caught hepatitis A
- Whether you still have the virus or have made a full recovery
- If you needed to take and medication or receive any treatment
Out of the different variants of hepatitis, hepatitis A tends to have a shorter-lived period of infection which typically makes it easier to make a full recovery and become virus-free (with no long lasting, chronic liver problems).
This is because the infection is most commonly spread through consuming contaminated food or drink, rather than through transmission of bodily fluids or at birth.
For this reason, it can be relatively straightforward to secure cover.
If applying for life insurance while the hepatitis A virus still present, it’s likely that your application will be postponed until you have made a full recovery.
You may then be asked to undergo a blood or liver function test during the application process once you’ve recovered.
If you had hepatitis A prior to your application and have fully recovered, it’s likely that you’ll be able to secure cover on standard terms.
Not only can we help you compare quotes but life insurance through Reassured starts from just 20p-a-day
†
(for applications accepted on standard terms).