Yes, you can get guaranteed life insurance under 50, but the options are limited.
In the table below, we’ve provided a comparison of two guaranteed policies designed for people aged under 50.
Please note, Smart Insurance no longer offer guaranteed life insurance.
It’s important to note that the Esmi guaranteed policy is for term cover only (doesn’t provide a guaranteed pay out) and premiums aren’t fixed.
It also won’t pay out if you pass away of a pre-existing condition that’s affected you within 3 years of taking out the policy, despite having no medical questions during the application process.
Smart Insurance guaranteed life insurance was similar to guaranteed over 50s life insurance but was available to applicants from the age of 30.
At Reassured, we can only provide guaranteed life insurance for over 50s. We can also provide a range of other policies for people under 50.