If cost is a concern for you and your family, then there are a number of things you can do to keep costs down whilst also organising the perfect send-off for a loved one.
Shop around and compare quotes
Whilst you’re dealing with a loss, it may seem like the easiest option to go with the first funeral director that provides you with a quote.
However, prices will differ between funeral directors and their associated crematoriums.
Therefore, it’s worth shopping around and comparing quotes from a number of local providers.
This can be done quickly online, where you can also check their reviews and credibility.
The bigger funeral providers, such as Co-op Funeralcare, offer a broad range of services at competitive prices.
The same can be said for caterers, florists and venue hire - compare prices to find the right option that best suits your budget.
Pick an off-peak slot
You can save money by choosing an off-peak time slot for the cremation.
For example, early morning and weekday slots tend to be cheaper than weekend slots.
Keep it low-key
People tend to overspend on funerals because they say ‘yes’ to unnecessary products and services, thinking it’s what their loved one would have wanted.
However, the financial repercussions of this can be devastating.
It’s sensible to be realistic about what you can afford and to be open about this with your funeral director.
They can help you choose a simple coffin and can advise on affordable memorial options if this is what you require.
You could also cut back on optional extras, for example, flowers could be kept to a minimum and family could take their own transport to the service, instead of using expensive limousines.
Consider a direct cremation
A direct cremation, also known as ‘cremation without ceremony’ or ‘direct disposal’, is the cheapest way to be cremated as only the basic services for a cremation are required.
This means there is no funeral procession, no funeral service, and no mourners in attendance.
Instead, the cremation takes place at a time and date to suit the crematorium and, following this, the ashes are either collected by loved ones or delivered to them.
This gives loved ones the opportunity to arrange a separate celebration of life, memorial service or get-together at time and place convenient for them.
Have a ‘Do It Yourself’ funeral
There’s no law to say that a funeral director must be used to carry out a cremation funeral.
Family members could handle all the arrangements themselves instead.
However, it could be quite stressful and time-consuming as there are many elements for them to consider.
A DIY funeral would include the following arrangements:
- Caring for the deceased before the cremation
- Booking the cremation with the crematorium
- Organising the paperwork e.g. cremation certificate, medical certificate.
- Sourcing and purchasing a suitable coffin or casket
- Arranging and holding the funeral service or ceremony
- Arranging or providing transport for the deceased to and from the crematorium
Organising of the order of service, flowers, venue, catering and so on.