Income protection can provide monthly (tax-free) payments if you become too ill or injured to work as a teacher.
Up to 70% of your teacher’s salary could be protected to help you cover your current cost of living.
Teachers can be entitled to a generous sick pay scheme (as detailed in the Burgundy Book, which provides national guidelines for the conditions of service for teachers in the UK).
As per the Burgundy Book, teachers can receive up to 100 days of full pay, followed by 100 days of half pay (depending on your length of service).
However, income protection can provide an extra safety net of financial protection to top up your sick pay during times when you’re receiving half pay.
It can also be beneficial in case of longer-term illness or injury that keeps you off work for longer than you’ll receive sick pay for.
Reassured Advice can help you to compare the best income protection insurance quotes from the whole of the market.
Get in touch for personalised and fee free quotes starting from just 20p-a-day
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Why not check out our dedicated income protection for teachers page to find out more about this policy type?