Legal & General over 50s life insurance offers guaranteed acceptance for all UK residents aged 50-80.
Premiums start from £5 a month and are priced depending on your age and smoking status only, (no medical information is required).
Unlikely some insurers, Legal & General only employ a 12-month waiting period, as opposed 24 months.
The waiting period describes a period of time at the start of a policy in which you can't claim, (although premiums paid are returned).
At the age of 90, you'll also stop paying premiums, but cover will remain in place until you pass away.
Legal & General pay out 100% of claims, most within one day of the claim being filed.
The downfall with their over 50s plan, however, is that policies don't exceed a £10,000 sum assured.
At Reassured, we offer over 50s plans up to £25,000 sum assured. Therefore, to ensure you receive the best deal, contact our team and we’ll compare quotes on your behalf.