There is no law in the UK that states you must have a…
The cheapest way to be cremated is to have a direct cremation, also known as ‘cremation without ceremony’ or ‘unattended cremation’.
A direct cremation is the cheapest cremation because there’s no funeral service or ceremony before the cremation.
Whether you’re planning ahead for your own funeral or arranging a funeral for a loved one today, you may wonder:
Continue reading as we explain all below…
Direct cremation is a cremation without a funeral service or ceremony beforehand.
It means a cremation takes place as soon as possible, at a time and date decided by the crematorium, and loved ones don’t attend.
The ashes are either scattered in the crematorium gardens or can be returned to loved ones to keep or scatter where they wish.
A direct cremation is suitable for those who want to keep costs down and have as little fuss as possible at their send-off.
As loved ones can’t attend the funeral, they could arrange a separate memorial service or celebration of life once the ashes have been returned.
Prepaid direct cremation plans, (avoid rising costs)
A prepaid funeral plan allows you to pay for your own funeral in advance at today’s prices.
It not only protects your loved ones from higher funeral rates in the future but also from having to pay for additional services that you may not want.
With a funeral plan, you can make the arrangements for your funeral before the time comes, ensuring that all your final wishes will be met.
At Reassured, we can help you arrange a prepaid funeral plan for a simple cremation funeral. Prices start from just £19.11* a month.
Get your free no-obligation quotes using our award-winning broker service today.
Factors that can determine the overall cremation cost may include:
Top 5 cheap direct cremation funeral packages:
Prices have been taken from the separate providers' websites and are accurate as of 10/06/2021
What happens before, during and after a direct cremation is usually as follows:
As there is no funeral service, loved ones can arrange a separate memorial or celebration of life at a time and place to suit them.
The differences between the services that may be included in a standard cremation funeral and a those of a direct cremation funeral are shown in the table below:
|Services||Standard cremation||Direct cremation|
|Guidance and advice from a professional funeral planner|
|Collection, transportation and care the deceased|
|Choice of time and date for cremation|
|Choice of crematorium|
|Choice of coffin|
|Viewing of the deceased at the chapel of rest|
|Hearse or choice of alternative vehicle|
|Funeral procession with limousines|
|Funeral service at church or crematorium chapel on the day of the committal|
|Return of ashes|
Whilst a direct cremation is the cheapest way to be cremated, it won’t be the right way for everyone.
For example, you don’t want the fuss and expense that comes with a traditional funeral but you also still want to have a ceremony before the cremation.
Fortunately, there are other options available to suit different needs and budgets:
Simple funerals with Simplicity Cremations
Simplicity Cremations arrange direct cremations and simple cremation funerals.
Their simple cremation funerals start from as little as £1,395 and include the option to have a family-led service at the crematorium before the cremation.
This can be a short service with a limited number of people or a full-length service with unlimited attendees.
The price is low because, like with direct cremation, there’s no need for funeral director services or additional extras such as embalming, officiant fees or a high-quality coffin.
Simplicity also provide prepaid cremation only funeral plans from £1,495.
Do It Yourself’ funeral
A Do It Yourself (DIY) funeral means family members would handle all the arrangements of the funeral instead of using a funeral director.
A DIY funeral would include the following arrangements:
This type of funeral may save you money but could also be stressful for the family particularly whilst they are grieving.
Donate body to science for a free cremation
This may be more difficult with the threat of coronavirus still looming - but it could be possible to donate your body to science and this wouldn’t cost your family a penny.
Medical institutes across the UK accept body donors for anatomical examination, research and education.
The institute may arrange a cremation and memorial for donations, or the family could request the body to be returned so that they can have a private burial or cremation.
This may not be a preferable option for some people due to religious reasons or family tradition.
Other ways you could save money on cremation funeral costs:
Shop around for the best prices
Find the cheapest cremation in your area by shopping around and comparing the prices and services offered by local funeral providers and crematoriums.
Some of the bigger providers, such as the Co-op, offer a broad range of funeral services at competitive prices.
Cut back on optional extras
In 2020, people spent on average over £1,000 on flowers, limousines, venue hire and catering. If you want to make big savings on a cremation funeral, this is a good place to start.
The family could arrange their own transport, flowers could be kept to a minimum and the wake could be held in someone’s home free of charge.
If you’re unable to arrange and/or pay for the funeral of a loved one who has passed away and there isn’t enough money remaining from their estate to cover the funeral, then the following options may be available:
Yes, you can arrange your own cremation in advance with a prepaid funeral plan.
Once you take out a funeral plan, you can make all the arrangements in advance for your cremation.
A funeral plan also allows you to pay for your key funeral services at today’s price.
Cremation costs rose 123% between 2004 and 2019, and this rising trend is forecast to continue.
With a funeral plan, you can protect your loved ones from the cost of your funeral whilst also protecting them from higher funeral costs in the future.
Reassured can compare prepaid cremation funeral plans on your behalf to help you find the right plan for you and your family.
Make the most of our free, award-winning quote service today.
 SunLife (2021), Cost of Dying Report, sunlife.co.uk/costofdying2021
 SunLife (2020), Cost of Dying Report, sunlife.co.uk/costofdying2020
*£19.11 per month pricing includes a £75 discount only available to Co-operative members and is based on a 50-year-old purchasing a Co-operative Simple Funeral Plan at £3,020 over the maximum term available of 25 years (total amount repayable £5,733.40) as of 1st March 2021
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At Reassured, we will provide you with quotes from Co-op Funeral Care.
All of the funeral plans we provide are fully regulated by the Funeral Planning Authority (FPA) ensuring you and your money are protected.
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