As discussed, a death in service payment can be made in as little as 2 weeks – But there are some instances where a claim may be delayed.
The most common of these reasons being missing paperwork and inquisition into death.
When joining a company providing death in service benefit, you'll be required to complete paperwork to detail who you wish to receive the pay out if the worst were to happen to you. This is known as a beneficiary.
If upon your death, this paperwork can't be uncovered, then a payment will be delayed whilst it's determined who the pay out should be made to – Most commonly your next of kin.
Secondly, a death in service pay out may be delayed if there's an inquisition into the death.
While the cause of death tends to be determined fairly easily postmortem, in certain instances further investigation may be required if the death was unexpected or looks suspicious.
In this instance, it's likely a death in service pay out will be delayed until the inquisition is complete.