Cheap funeral plans arranged through Reassured offer you…
It’s easy for funeral costs to spiral out of control when you’re arranging one for someone dear to you.
Many people feel under pressure to get everything perfect for the day and then end up spending more than what’s necessary.
In fact, according to a 2020 survey, 87% of UK funeral directors said people tend to overspend on certain things - especially flowers.
It may seem disrespectful to cut back on your loved one’s final farewell, but it’s also important to be realistic about what you can afford.
Fortunately, there are plenty of ways to keep costs down and there’re also various budget funeral options available through most funeral directors.
Continue reading this helpful guide from award-winning broker, Reassured, for more information...
Traditional funerals are expensive as they include all the ceremonial elements such as a procession with hearse and limousines.
They also require more organisation from a funeral director, who charges fees for each of the services they provide.
The cost of a basic funeral in the UK is £4,184 on average, but it’s possible to spend less than half of this if you choose a budget funeral.
Budget funeral options include the following:
This is the most budget-friendly option of all, but it won’t be suitable for everyone.
Direct cremation is when there’s no funeral service or ceremony held before a cremation. The cremation takes place as soon as possible at a time and date decided by the crematorium, and family don’t attend.
The ashes are returned to you to keep or scatter wherever you wish. Only the basic services need to be paid for which makes this option so affordable.
This is the environmentally friendly alternative to a traditional funeral.
An eco-burial can be arranged on a budget. For example, you can choose a simple shroud or coffin, the service can be held at the graveside and you won’t need to pay for embalming.
A burial plot still needs to be purchased, but the simplicity of an eco-burial means that you can save money on other aspects of the funeral.
You don’t have to use a funeral director by law. If you really need to keep costs down and you have plenty of support, then funeral arrangements can be made entirely (or partly) by yourself.
Responsibilities may include; obtaining and filling in the necessary legal paperwork, booking the cremation or burial, paying the necessary fees, caring for the deceased at home, buying the coffin, arranging suitable transport, and leading the ceremony.
Most funeral directors can provide a simple or ‘basic’ funeral option for cremation or burial.
Simple funeral packages include all the essential services required for a funeral but tend to offer less flexibility, for example, times and dates may be restricted and there may not be a procession to the funeral venue.
However, unlike a direct cremation, a simple funeral allows you to say goodbye to your loved one at a traditional funeral service.
^Some funeral directors offer a direct burial option too, although these are less common
Here’s a quick comparison of the current services and prices of budget funeral directors that operate across the UK:
|Services||Simplicity Cremations||Express Cremations||Low Cost Funerals (Memoria)||Farewill Funerals|
|Simple cremation funeral|
|Simple burial funeral|
This information is taken from the provider’s websites. These prices are correct as of 28th May 2021 and are subject to change by the funeral provider at any time**
Not forgetting there’re also independent funeral directors across the UK; there may be one local to you that can cater to your unique needs and budget.
Use this handy tool to find independent funeral directors in your area: https://localfuneral.co.uk/.
Reassured are unable to help you arrange a funeral for your loved one today, but we can help you set up a prepaid funeral plan for yourself or on behalf of someone else.
As mentioned, a prepaid funeral plan allows you to pay in advance for a funeral so that the costs are covered when the time comes, protecting loved ones from the expense.
Get in touch with our award-winning broker service for your FREE prepaid funeral plan quotes.
Yes, there are many reasons why a family may want or need to arrange a funeral on a budget.
For example, if the deceased didn’t set enough money aside for their funeral, then it’s down to the family to cover the cost somehow.
According to the 2020 survey, 1 in 7 families who’d arranged a funeral said it caused them notable financial difficulty.
On average, they had to find almost £1,800 to cover outstanding costs for the funeral.
Sometimes, it’s the deceased’s wishes for their family to spend as little money as possible on their send-off.
This is mainly because they don’t want a huge fuss and/or they’re aware that the expense could cause financial stress for loved ones.
Make financial provisions for your own funeral today with a prepaid funeral plan arranged through Reassured.
There are ways to keep costs down when arranging a traditional funeral, whether it be religious or non-religious.
You can pick and choose which elements could be scaled back to help you meet your specific budget.
Here are our top 11 tips on funeral planning on a budget:
Reassured can help you arrange a funeral plan costing from as little as £3,020 or £19.11* a month.
A funeral plan gives you peace of mind that your funeral has been paid for in advance and that your funeral wishes will be met.
Not only that, but you’ll protect your loved ones from rising funeral costs as a prepaid plan locks-in today’s rates for a funeral.
All the providers we work with will guarantee the funeral services included in your plan and will carry these out no matter when they are needed or how much prices have risen.
Funeral plans arranged through Reassured are approved by the Funeral Planning Authority (FPA) and are highly rated by UK customers.
We’re an award-winning broker that can compare funeral plan quotes and can assist with setting up the plan of your choice.
All our services are FEE-FREE, so why not get in touch?
 SunLife (2021), Cost of Dying Report, sunlife.co.uk/costofdying2021
*£19.11 per month pricing includes a £75 discount only available to Co-operative members and is based on a 50-year-old purchasing a Co-operative Simple Funeral Plan at £3,020 over the maximum term available of 25 years (total amount repayable £5,733.40) as of 1st March 2021.
**Out of the providers listed, Reassured can only arrange prepaid funeral plans from Co-op Funeralcare
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At Reassured, we will provide you with quotes from Co-op Funeral Care.
All of the funeral plans we provide are fully regulated by the Funeral Planning Authority (FPA) ensuring you and your money are protected.
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