Up to 50% off a monthly gym membership
If you sign up to one of Vitality’s partner gyms you could get up to 50% of your monthly membership fees. Partner gyms include Nuffield Health, Virgin Active and Pure Gym.
A 40% discount is available to those who take out a life insurance policy with a premium price of at least £25 per month.
A 50% discount is available to those who take out a policy with Vitality Plus added. This means your monthly premium must be at least £45 per month (plus an additional monthly fee of £5.50) or £60 a month for a joint policy (with an additional fee of £11 per month).
Additionally, between 01/01/26 – 28/02/26 you’ll pay no joining fee.
Receive a £5 or £10 Amazon gift card each month
When you add Optimiser to your policy you could get the chance to receive an Amazon voucher each month if you keep healthy.
You’ll need to earn at least 12 activity points per week through steps, going to the gym and working out.
You’ll also need the Vitality App to log your activity and to access your ‘weekly play' where you can find and collect ‘Stanleys’. You’ll get a £5 gift card when you find 8 Stanleys and a £10 gift card when you collect 10 Stanleys.
Up to 40% off your monthly premiums when you keep healthy
By adding the Optimiser to your life insurance policy, you can get up to 40% off your premiums in the first year. You’ll need to track your activity and healthy habits using the Optimiser to earn points and increase your Vitality status. The higher your status, the lower your premiums.
Earn an Apple Watch
When you take out a qualifying life insurance policy, you could have the chance to earn an Apple Watch Series 11 or SE 3.
When taking up the Apple Watch offer you’ll need to agree to a 40 month, 0% APR customer credit agreement with 36 direct debits through Novuna Personal Finance (a trading style of Mitsubishi HC Capital UK PLC).
You’ll also need to go through a successful credit check.
Keeping active and earning points means that you’ll pay less for the monthly payments for the Apple Watch. You would need to earn a maximum of 160 points to pay nothing for the watch (to reach 160 steps you would need to complete a minimum of 12,500 steps a day, five times a week).
If you don’t earn enough points to get a discount on your payments, you’ll pay £10 per month for the Apple Watch Series 11 or £6 per month for the Apple Watch SE 3.
You’ll also need to pay an upfront fee which can vary in cast depending on the size and model of the watch.
- You must earn Vitality points to benefit from these free gifts
- The more points you earn, the higher the rewards
- You don’t have to be a new customer to take up the Apple Watch offer
- Higher upfront fees will apply if you have benefited from any previous Apple Watch offers
- To take up the Apple Watch offer you must agree to a ‘Credit Agreement’ with Vitality’s chosen lender
- Certain Vitality rewards may require you to add their ‘Optimiser’ to your policy. This could incur additional monthly costs
- Prices and models of Apple watch are subject to change
- Only one Apple Watch per adult per plan (those with a joint plan are only entitled to one watch)
Website: www.vitality.co.uk/life-insurance/
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