Provides your loved ones with a cash pay out if you pass away during the policy term.
Life insurance with no medical questions that guarantees a cash pay out to your loved ones.
Helps to replace a percentage of your income if you’re unable to work due to illness or injury.
By: Rosie Ritchie
Protection Expert
5 min read
'Excellent'
Rated 4.8 out of 5
based on
104,366
reviews
Dignity is a leading provider of funeral services and prepaid funeral plans, with a network of owned and approved funeral directors across the UK.
But are Dignity funeral plans any good?
In this review, we explore the pros and cons of their plans, as well as look at costs, customer reviews and ratings to help you make an informed decision.
A Dignity funeral plan lets you arrange and pay for your funeral services in advance.
Here’s how it works:
Dignity offers both bespoke and premade plans to suit different needs and budgets.
Every plan allows you to leave instructions for your loved ones and add monetary contributions towards aspects such as the music, flowers and memorial, helping to ensure the service reflects your wishes.
However, their bespoke plan offers more flexibility, allowing you to personalise each element of the funeral.
The tables below show pricing, expert ratings and descriptions for each Dignity funeral plan:
Bespoke plans
Plan | Price |
| Description |
A funeral with a service | From £3,850 | 5/5 stars | Covers a traditional cremation or burial funeral with an attended service. You can tailor each element so that the plan is entirely unique to you, including where you’d like the service to be held and the type of coffin. You can make extra contributions to help cover more costs for loved ones |
A funeral without a service | From £1,899 | 3/5 stars | Covers a direct cremation only. It doesn’t include a funeral service, but there are some options to personalise the plan. For example, you can choose what happens to your ashes and contribute towards a memorial |
Premade plans
| Plan | Price |
|
| Description |
| Direct cremation | From £1,899 | 3/5 stars | 1/5 stars | Includes all the essential services for a direct cremation. It doesn’t include a funeral service, but there are some options to personalise the plan. For example, you can contribute towards a memorial |
| Essence | From £3,850 | 3/5 stars | 3/5 stars | Covers a simple cremation or burial funeral with a service led by family members. You can personalise the service with special requests and monetary contributions towards extra products and services |
| Grace | From £4,409 | 3/5 stars | 4/5 stars | Covers a traditional cremation or burial funeral with a service led by a minister or celebrant. Includes one limousine. You can make special requests and add monetary contributions towards extra products and services |
| Signature | From £4,967 | 3/5 stars | 4/5 stars | The most comprehensive plan, covering a traditional cremation or burial funeral with a minister led service. Also includes embalming and two limousines. Like with the other plans, you can make special requests for the service and add monetary contributions |
Finding out what customers think can help you decide if a Dignity funeral plan is right for you.
Trustpilot Trustscore: 4.6 out of 5 stars (‘Excellent’)
Dignity customer reviews are generally positive, with most reviewers scoring the provider 5 out of 5 stars (as of September 2026).
In the review summary it says that many customers thought Dignity’s service was professional, compassionate and respectful.
Dignity customer survey
Recent results for Dignity’s own customer feedback survey show that:
What’s included in a Dignity funeral plan will depend on the type of funeral it covers and how you choose to personalise it.
Here’s a comparison table of the premade funeral plans that Dignity offer, so you can easily see the differences between what each plan covers for the prices shown:
| Direct cremation | Essence | Grace | Signature | |
| Price | £1,899 | £3,850 | £4,409 | £4,967 |
| Choice between cremation or burial |
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| Choice of date, time and location |
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| Minister or celebrant |
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| Coffin |
Basic |
Wood effect |
Wood effect |
Wood effect satin finish |
| Limousine |
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x1 |
x2 |
| Funeral procession |
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| Cremation fees |
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| Burial fees |
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Dignity offers two ways to pay for your funeral plan:
Unlike some other providers, Dignity won’t charge you additional fees when paying by instalments.
What is the Dignity Promise?
If you pay by instalments and pass away 24 months after taking out the plan, but before the plan has been paid in full, Dignity promises to cover the remaining balance.
Provided that your payments are up to date and you pass away after the 24 month period, they will still arrange and conduct your funeral in accordance with your plan.
This benefit is offered by most funeral plan providers as extra financial protection for those left behind.
Dignity funeral plans may be suitable if you have specific wishes and would like to arrange a unique send-off in advance.
Dignity offers a good level of flexibility and personalisation, allowing you to tailor many aspects of your funeral.
However, choosing more personalisation could increase the overall cost of your plan.
Furthermore, some costs which are covered through contributions (for example if you choose to pay extra towards music or flowers) may not be fully covered when the funeral takes place.
If prices for extra elements have risen by then, any shortfall would need to be covered by your family.
Comparing various funeral plans can help you determine which offers the best value for money and includes all the services you’d like for your funeral.
How do Dignity funeral plans protect my family financially?
A Dignity funeral plan can help you protect your family financially by allowing you to pay for your key funeral services in advance.
Once you’ve paid for your plan in full or made at least 24 monthly payments, Dignity guarantees to provide the services included in your plan when the time comes.
This can ease the financial burden on your family, as they won’t need to pay for the services themselves.
How much do Dignity funeral plans cost?
The exact cost of a Dignity funeral plan will depend on various factors such as:
Below are the prices for their plans without any extras or upgrades included.
Bespoke plans
A funeral with a service – from £3,850
A funeral without a service – from £1,899
Premade plans
Direct cremation (no funeral service) – from £1,899
Essence - from £3,850
Grace - from £4,409
Signature - from £4,967
What isn’t covered by a Dignity prepaid funeral plan?
A Dignity funeral plan doesn't cover the cost of the following as standard:
Other costs may not be covered depending on the plan you choose. Please refer to the terms and conditions of your plan for further information.
Are dignity funeral plans safe?
Yes, Dignity is a safe and reliable company with over 200 years of experience providing funeral services in the UK.
Their funeral plan service is authorised and regulated by the Financial Conduct Authority (FCA), ensuring that your money is protected in the unlikely event that anything goes wrong.
Can you cancel a Dignity funeral plan?
Yes, you can cancel a funeral plan at any time.
Dignity will refund all the money you’ve paid if you cancel within 30 days from taking out the plan.
However, if you cancel after 30 days, a £300 cancellation fee will apply. This fee will be deducted from the amount refunded to you.
5 min